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1520 Madison #9346, Silva, MO, 63964

2beds
1baths
880sqft
$289,000
$328price/sqft
$2,154/moest. monthly cost
$86,160/yrincome needed

About This Home

Nestled near the Wayne and Madison County Line, once selectively harvested (approx. 40) years ago, the land has naturally regenerated, creating a thriving, diverse woodland perfect for those who appreciate its near-original state. Say Hello to this near 82-acres of the ultimate destination for outdoor enthusiasts! Come take a look at this 81.4 Acres with 880 sq. ft. Home - Off- Grid Ready equipped with Modern Utilities! This home with electricity connected, is unique property find and is ideal for anyone seeking self-sufficiency or a peaceful escape. With two 1,500-gallon water tanks for rainwater collection and solar panels as backup power, it blends comfort with sustainability. Whether you are looking for a hunting paradise, a peaceful weekend retreat, or a recreational escape, this property delivers! The charming cabin offers 2 bedrooms and 1 bath, making it the perfect place to unwind after a day exploring the great outdoors. The land, secluded, yet accessible between Poplar Bluff and St Louis. Abundant wildlife, rolling terrain, and endless adventure await! Don't miss your chance to own this slice of Missouri wilderness!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Marquand Elementary SchoolGrades PK-512.1 mi
4/10
Marquand-Zion High SchoolGrades 6-1212.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Other,Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • High Speed Internet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Great Room
  • Fireplace: Yes
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Wood
  • Cooling features: Wall/Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Property

Details

  • Parcel number: 147.226000000002.000
  • Special condition: Standard
  • Wooded area: 3484800

Features

  • Patio & porch: Patio,Covered
  • Fencing: None
  • Horses can be raised: Yes

Lot

  • Lot size: 81.40 Acres
  • Features: Suitable for Horses,Wooded,Other

Parking

  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$398$4,776
Property Taxes $154$1,848
Electricity $141$1,693
Total$2,154$25,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,851/yr
40% on housing$64,620/yr
45% on housing$57,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 63964$322
Madison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 63964
Madison County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-06Price change$299,000
2025-06-12Price change$315,000
2025-04-09Price change$325,000
2025-03-04Listed for sale$350,000

For Sale by Agent

AgentDanielle K Burchard
BrokerageMidwest Real Estate

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