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1291 W Galbraith Rd, Cincinnati, OH, 45231

3beds
2baths
1,227sqft
$149,900
$122price/sqft
$1,223/moest. monthly cost
$48,920/yrincome needed

About This Home

Welcome to this classic 3-bedroom, 1-bathroom home in the heart of North College Hill! Built in 1950, this charming residence offers a perfect blend of mid-century character and modern updates, featuring a sturdy brick exterior and an attached 1-car garage. The main level boasts gleaming hardwood floors, a functional kitchen with wood cabinetry, and two comfortable bedrooms. Upstairs, discover a spacious third bedroom a private retreat with its own character. The full basement provides ample storage and incredible potential for a workshop or additional living space. Enjoy the efficiency of natural gas forced-air heating, central cooling, and durable double-hung vinyl windows. Situated on a level lot with a private backyard, this home is fully connected to public water and sewer. Located just minutes from local schools, parks, and dining.

Getting Around

34
WalkingCar-Dependent
38
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Other

Bathroom1

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 110

Bedroom3

  • Level: Second
  • Area: 496

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 130

Family Room

  • Area: 0

Features

  • Window features: Double Pane Windows,Vinyl,Insulated Windows

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,227
  • Total interior livable area: 1,227 sqft

Kitchen

  • Features: Vinyl Floor,Wood Cabinets
  • Area: 77

Living Room

  • Features: Walkout,Wood Floor
  • Area: 154

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 143

Office

  • Area: 0

Property

Details

  • Parcel number: 5950011007200
  • Zoning description: Residential

Features

  • Stories: 1

Lot

  • Lot size: 7,448 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$85$1,020
Property Taxes $188$2,256
Electricity $193$2,320
Total$1,223$14,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,931/yr
40% on housing$36,690/yr
45% on housing$32,613/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 45231$134
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45231$145
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$189,900
2026-04-24Price change$199,900
2026-04-03Listed for sale$204,900
2015-10-27Sold$33,500
2007-06-29Sold$76,000

For Sale by Agent

AgentMatthew Kalogeras
BrokerageTrelora Realty, Inc

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