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44427 Diamond Trl, Punta Gorda, FL, 33982

4beds
3baths
2,168sqft
$349,995
$161price/sqft
$2,455/moest. monthly cost
$98,200/yrincome needed

About This Home

Welcome to the new construction Crescent Lakes, offering a spacious 4 bed, 2.5 bath 2-story home with 2,168 sq. ft. of luxurious living space. featuring all block construction and spray foam insulation to ensure a comfortable and cost-effective living environment year-round. First-floor primary suite ensures everyone has their own private space. Second floor offers a spacious loft that can be used to best fit your needs. Enjoy preparing meals in the open kitchen with spacious work island.Explore Crescent Lakes - Premier Series, a gated community of single-family homes in Southwest FL's Babcock Ranch. This solar-powered, master-planned community offers resort-style amenities, shopping, dining, and a unique green STEAM school. Homeowners also enjoy access to a private amenity center.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-520.5 mi
4/10
Punta Gorda Middle SchoolGrades 6-821.7 mi
4/10
Charlotte High SchoolGrades 9-1221.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder name: Meritage Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dual Sinks,Kitchen Island,Living/Dining Room,Pantry,Shower Only,Separate Shower,Cable TV,Walk-In Closet(s),Loft,Loft
  • Window features: Single Hung
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,168
  • Total interior livable area: 2,168 sqft

Property

Details

  • Parcel number: 422628201019
  • Lease amount: 0

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Patio,Shutters Manual
  • Waterfront features: None

Lot

  • Lot size: 5,227 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 40 x 130 x 40 x 130

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$215$2,580
Property Taxes $253$3,036
Electricity $218$2,618
Total$2,455$29,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,171/yr
40% on housing$73,650/yr
45% on housing$65,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$179
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$349,995
2026-03-11Price change$363,661
2025-10-29Price change$373,661
2025-09-30Price change$389,305
2025-09-27Price change$398,305
2025-09-26Price change$399,999
2025-09-20Price change$398,305
2025-08-26Price change$399,999
2025-05-14Price change$402,305
2025-03-05Listed for sale$412,305

New Construction Spec

AgentBryan Sumner
BrokerageMeritage Homes of Florida Real

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