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1438 Crooked Stick Loop #494, Lakeland, FL, 33801

3beds
2baths
1,350sqft
$120,000
$89price/sqft
$978/moest. monthly cost
$39,120/yrincome needed

About This Home

SCGC is a 55 plus, lot rent, 495 acres manufactured home community which includes a designed Championship 18-hole Golf Course. There is a 22,000 sq ft. clubhouse which houses a 427-seat ballroom for community events, concerts, plays, church services, dances etc. We have a Sports Bar and Grill, beauty shop, arts and crafts room, gift shop, library, fitness area, billiards room, men and women locker rooms with saunas and a full-service Golf Pro Shop. We also have 8 shuffleboard courts, two tennis courts, four pickle ball courts, two swimming pools and a ten-person whirlpool. Great central Florida location. We are a 45-minute drive to the Tampa International Airport, and a 50-minute drive to the Orlando International Airport. You can reach Bush Gardens-Tampa, Walt Disney World, Universal Studios-Orlando, Sea World, and Legoland of Florida all within 45 minutes of your home! With 90 minutes, you can enjoy the beaches of St. Petersburg-Clearwater, Sarasota, Bradenton on the Gulf of Mexico, or Daytona Beach, New Smyrna Beach, Cocoa Beach and the Space Coast on the Atlanta Ocean.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
2/10
Tenoroc High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Doorman
  • Flooring: Tile
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,350 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1099

Features

  • Patio & porch: Enclosed Porch
  • Has view: Yes
  • View description: Street

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Strong Wind
Lightning

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$102$1,224
Property Taxes $73$876
Electricity $197$2,366
Total$978$11,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,531/yr
40% on housing$29,340/yr
45% on housing$26,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 33801$93
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33801$189
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-14Listed for sale$120,000
2026-02-28Listing removed$145,000
2025-09-14Price change$145,000
2025-03-05Listed for sale$149,000

For Sale by Agent

AgentTerri Baker
BrokerageSchalamar Creek

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