175 Tobacco Rd, Whitney, TX, 76692
About This Home
Farm style ranch retreat on Lake Whitney with six bedrooms and five baths on fourteen acres is a must see! This income producing VRBO sleeps up to 32 and boasts a spacious game room with multiple lounge areas, pool table, shuffleboard, darts, and ping pong among other games as well. New swimming pool and spacious new outdoor kitchen ties in perfect with built in smoker! Recently upgraded with new air conditioners, new roofs, and updated electrical service, this turnkey property blends rustic charm with modern comfort. Enjoy wide open skies, firepit area, wraparound porch, and a massive open field to roam that leads all the way to the lake entrance! This one of a kind property is ideal for large gatherings, family reunions, events, or peaceful getaways. Proven rental history and unforgettable Texas sunsets and access to a great swimming area on the lake make this a one of a kind property. This is a rare opportunity for investors or lifestyle buyers seeking lake access and ranch style living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Cooktop,Microwave,Refrigerator,Washer
Bedroom
- Level: First
- Dimensions: 15 x 15
Bedroom
- Level: First
- Dimensions: 15 x 15
Bedroom
- Level: First
- Dimensions: 25 x 15
Bedroom
- Level: First
- Dimensions: 15 x 25
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Level: First
- Dimensions: 20 x 20
Features
- Chandelier,Cable TV
- Flooring: Concrete
- Number of fireplaces: 1
- Fireplace features: Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 10,390 sqft
Living Room
- Level: First
- Dimensions: 50 x 30
Master Bedroom
- Level: First
- Dimensions: 15 x 15
Master Bedroom
- Level: First
- Dimensions: 15 x 15
Property
Details
- Parcel number: 101483
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Pool features: Pool
Lot
- Lot size: 14 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Drought
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,090 | $97,080 |
| Home Insurance * | $1,139 | $13,668 |
| Property Taxes | $1,399 | $16,788 |
| Electricity | $1,140 | $13,690 |
| Total | $11,768 | $141,216 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-05 | Price change | $1,599,999 |
| 2025-09-23 | Listed for sale | $1,699,999 |
For Sale by Agent
View on Zillow