21129 Gold Pan Trail Lots #16 & 23, Lead, SD, 57754
About This Home
For more information, contact listing agents Scot Munro 605-641-6482 or Heath Gran 605-209-2052 with Great Peaks Realty. Come take a look at this stunning cabin in Lost Camp Valley subdivision of Terry Peak with 2 lots giving you ample space to add a garage or guest house. Make this your next investment in a sought-after area for vacation rentals or weekend getaways due to the immense amount of Black Hills activities nearby. Enjoy being near ATV/snowmobiling trails, Terry Peak Ski Area, Mickelson Trail, Historic Deadwood & so much more! Entertain in the spacious open layout on the main level and cozy up in the living room with two sided gas log fireplace which also can be enjoyed from the covered deck. Cook with family & friends in the elegantly appointed kitchen with large island, or step from the dining room out to the covered deck where you can take in the endless views! The main floor is also home to the primary ensuite, a guest bedroom, and a large laundry room.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Bathroom
- Features: Shower and Tub,Shower/Tub
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Combination
Features
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,753
- Total interior livable area: 2,753 sqft
Property
Features
- Fencing: None
- Has view: Yes
- View description: Hills,Trees/Woods
Lot
- Lot size: 0.82 Acres
- Features: Interior Lot
Parking
- Parking features: No Garage
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Wildfire
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,809 | $69,708 |
| Home Insurance | $574 | $6,888 |
| Property Taxes | $737 | $8,844 |
| Electricity | $210 | $2,523 |
| Total | $7,330 | $87,960 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-16 | Price change | $1,149,000 |
| 2025-01-14 | Price change | $1,290,000 |
| 2023-12-29 | Listed for sale | $1,469,000 |
View on Zillow