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4946 Columbia Cir, Hamilton, OH, 45011

2beds
2baths
1,758sqft
$198,000
$113price/sqft
$1,464/moest. monthly cost
$58,560/yrincome needed

About This Home

Welcome to this charming 2 bed, 1.5 bath home perfectly positioned overlooking a beautiful, fully stocked pond. Enjoy peaceful water views year round from your living spaces and outdoor areas. Inside, the home features a partly finished basement offering extra living space, storage, or hobby potential. Recent updates include a new electric box & sliding doors. This property blends comfort, convenience, and a serene natural setting an ideal opportunity for anyone seeking a quiet retreat with modern essentials.

Getting Around

15
WalkingCar-Dependent
15
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Lakota West High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Disposal,Microwave,Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 120

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 100

Family Room

  • Area: 0

Features

  • Ceiling Fan(s)
  • Window features: Double Hung,Double Pane Windows,Gas Filled
  • Attic: Storage

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,758
  • Total interior livable area: 1,758 sqft

Kitchen

  • Features: Vinyl Floor,Window Treatment,Wood Cabinets
  • Area: 80

Living Room

  • Features: Wood Floor
  • Area: 204

Master Bathroom

  • Features: Tub w/Shower

Master Bedroom

  • Features: Wall-to-Wall Carpet,Window Treatment
  • Level: Second
  • Area: 180

Office

  • Features: Wood Floor
  • Level: First
  • Area: 70

Property

Details

  • Parcel number: M5620251000019
  • Zoning description: Residential

Features

  • Patio & porch: Patio,Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Lake/Pond
  • Has water view: Yes
  • Water view: Lake/Pond
  • On waterfront: Yes
  • Waterfront features: Lake/Pond
  • Topography of land: Lake/Pond,Level

Lot

  • Lot size: 723.10 sqft
  • Features: Less than .5 Acre

Parking

  • Total spaces: 2
  • Parking features: 2 Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,001$12,012
Home Insurance *$79$948
Property Taxes $191$2,292
Electricity $193$2,320
Total$1,464$17,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,194/yr
40% on housing$43,920/yr
45% on housing$39,040/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 45011$167
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45011$176
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$198,000
2026-07-31Price change$198,000
2026-07-15Price change$210,000
2026-06-16Price change$220,000
2026-05-18Listed for sale$225,000
2018-01-31Sold$88,500
2005-08-25Sold$94,175
2003-09-18Sold$89,000

For Sale by Agent

AgentMichelle C Brubacher
BrokerageHoward Hanna Real Estate Serv

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