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16108 Gupton St, Brooksville, FL, 34613

5beds
3baths
2,027sqft
$325,000
$160price/sqft
$2,204/moest. monthly cost
$88,160/yrincome needed

About This Home

Pre-Construction. To be built. UNDER CONSTRUCTION! If you've been looking for a BRAND NEW HOME with NO HOA and NO RESTRICTIONS, this home is for you! Set on 1.25 acres, this 5 bedroom, 3 bathroom home has plenty of room both inside and outside! Photos in the listing are of the EXACT SAME FLOORPLAN that the same owners installed and sold last year! The expected month of completion will be in August, which gives you plenty of time to prepare for a move, especially if you need to sell your home in order to buy this one! This home will qualify for plenty of loans, including USDA, VA, FHA, and conventional! The floor plan is available in the MLS attachments, and the bedrooms are split, with the master suite on one side of the home, and the other bedrooms on the other side, offering privacy. Stepping in the front door, you'll enter the living room, which is spacious and open to the dining room and kitchen. There is eating space available on the kitchen island, and the laundry / utility room is directly off the kitchen as well. Two guest bathrooms and four bedrooms are on one wing of the home, with two bedrooms having built-in closets, and two having walk-in closets. The master bedroom is massive, over 220 square feet in size, and has a spacious ensuite bathroom and huge walk-in closet! This home is a great opportunity for worry-free living, with it being brand new! Reach out with any questions; we would love to help get you into this home! Looking for a larger lot, or a different location? Check out our other listing 15412 Highfield Rd MLS number S5142643 (same floor plan, but the lot is 1.6 acres).

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
2/10
Hernando High SchoolGrades PK,6-125.2 mi

Construction

Condition

  • Property condition: Pre-Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: First

Bathroom5

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Bedroom5

  • Features: Built-in Closet
  • Level: First
  • Area: 126
  • Dimensions: 14x9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 182
  • Dimensions: 14x13

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat
  • Flooring: Linoleum

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,027
  • Total interior livable area: 2,027 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First
  • Area: 312
  • Dimensions: 24x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 260
  • Dimensions: 20x13

Utility Room

  • Level: First

Property

Details

  • Parcel number: R2542218000000900060
  • Zoning: R
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.25 Acres
  • Lot size dimensions: 165 x 323

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$166$1,992
Property Taxes $192$2,304
Electricity $203$2,447
Total$2,204$26,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,565/yr
40% on housing$66,120/yr
45% on housing$58,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 34613$175
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34613$174
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-05Listed for sale$325,000
2025-11-10Sold$65,000
2025-10-22Pending sale$79,900
2025-09-30Price change$79,900
2025-09-19Price change$84,900
2025-09-03Price change$88,900
2025-08-14Listed for sale$89,900

New Construction

AgentKathryn Valentine
BrokerageTHREE MOUNTAINS REALTY

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