1524 Indian Bay Rd, Spring Hill, FL, 34607
About This Home
RARE & REMARKABLE OPPORTUNITY! Discover the perfect blend of privacy, coastal beauty, and future potential with 5 acres MOL offering stunning Gulf views and indirect Gulf access. This truly one-of-a-kind property delivers the ultimate Old Florida lifestyle -- where nature, water, and wide-open space come together. The updated 2-bedroom, 1.5-bath home is full of classic Florida character and charm, thoughtfully improved while maintaining its coastal appeal. One of the standout features is the covered and screened patio overlooking the canal -- the ideal setting for morning coffee, evening sunsets, fishing, bird watching, and enjoying the peaceful waterfront surroundings. This property feels like your own private sanctuary. For those who need extra space, the impressive 28x24 detached garage provides ample room for boats, kayaks, workshop space, or additional storage. Located just minutes from Hernando Beach, shopping, and local restaurants, you'll enjoy the charm of this laid-back coastal community while still having acreage that is nearly impossible to find near the water. Whether you're looking for a private waterfront retreat, multigenerational living potential, or future investment opportunity with subdivision options per Hernando County, this property delivers flexibility and upside that are hard to match. Waterfront acreage. Gulf views. Endless potential. This is what Florida dreams are made of.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Roof: Membrane
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Microwave,Refrigerator,Washer
- Laundry features: In Unit
Bedroom2
- Area: 99
- Dimensions: 11x9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Area: 132
- Dimensions: 12x11
Features
- Ceiling Fan(s),Eat-in Kitchen,Walk-In Closet(s)
- Flooring: Tile,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,348
- Total interior livable area: 1,348 sqft
Kitchen
- Area: 204
- Dimensions: 17x12
Living Room
- Area: 360
- Dimensions: 20x18
Master Bedroom
- Area: 154
- Dimensions: 14x11
Other
- Area: 312
- Dimensions: 24x13
Property
Details
- Parcel number: R2542316000001100020
- Zoning: R1A
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Screened
- Has view: Yes
- View description: Canal,Gulf
- Has water view: Yes
- Water view: Canal,Gulf
- On waterfront: Yes
- Waterfront features: Canal Front
Lot
- Lot size: 4.90 Acres
- Features: Dead End Street,Drainage Canal,Wooded
Parking
- Total spaces: 6
- Parking features: Attached Carport,Carport,Covered,Detached,Garage,Off Street
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 6
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hernando County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $1,159 | $13,908 |
| Electricity | $197 | $2,366 |
| Total | $5,263 | $63,156 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-28 | Listed for sale | $725,000 |
| 2018-04-09 | Listing removed | $149,000 |
| 2018-03-19 | Pending sale | $149,000 |
| 2018-03-17 | Listed for sale | $149,000 |
| 2018-01-26 | Listing removed | $189,000 |
| 2017-10-06 | Price change | $189,000 |
| 2017-07-28 | Listed for sale | $249,000 |
| 2014-07-23 | Listing removed | $199,000 |
| 2013-07-24 | Listed for sale | $199,000 |
| 2013-02-06 | Listing removed | $219,000 |
| 2012-07-27 | Price change | $219,000 |
| 2012-05-03 | Price change | $279,500 |
| 2012-02-04 | Listed for sale | $299,500 |
| 1997-03-26 | Sold | $80,000 |
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