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385 Centre Is, North Miami Beach, FL, 33160

12beds
13baths
10,802sqft
$41,995,000
$3,888price/sqft
$244,194/moest. monthly cost
$9,767,760/yrincome needed

About This Home

Welcome to 385 Center Island, a breathtaking tropical modern masterpiece in the exclusive enclave of Golden Beach. This legacy estate spans 22,688 sq ft, featuring a 14,225 sq ft mansion with 137 ft of direct Intracoastal frontage—perfect for yachting enthusiasts. Designed for both luxury and entertainment, the home offers 12 bedrooms, 12 bathrooms, expansive living spaces, a chef’s kitchen, and a formal dining room overlooking the stunning back deck. This private oasis includes a double-gated driveway, parking for 8, an indoor gym and spa, and meticulous attention to detail throughout. Just steps from the neighborhood’s private beach, parks, and patrolled by its own police force, this is a once-in-a-lifetime opportunity to own Golden Beach’s crown jewel.

Getting Around

23
WalkingCar-Dependent
29
TransitSome Transit
46
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Barrel Roof
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 13
  • Full bathrooms: 12
  • 1/2 bathrooms: 1

Features

  • Bar,Built-in Features,Closet Cabinetry,Kitchen Island,Entrance Foyer,Volume Ceilings
  • Door features: High Impact Doors
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 14,224
  • Total interior livable area: 10,802 sqft

Property

Details

  • Parcel number: 1912350050870
  • Zoning: 1300

Features

  • Stories: 2
  • Entry location: First Floor Entry,Foyer
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck
  • Exterior features: Built-in Barbecue,Lighting
  • Has spa: Yes
  • Has view: Yes
  • View description: Intracoastal View,Water
  • Has water view: Yes
  • Water view: Intracoastal View,Water
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Intracoastal Front,No Fixed Bridges,Seawall,WF/Pool/Ocean Access
  • Frontage length: 137

Lot

  • Lot size: 0.52 Acres
  • Features: 1/2 To Less Than 3/4 Acre Lot

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Covered,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $212,349$2,548,188
Home Insurance *$2,412$28,944
Property Taxes $28,346$340,152
Electricity $1,087$13,045
Total$244,194$2,930,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$8,372,365/yr
40% on housing$7,325,820/yr
45% on housing$6,511,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,888This listing

vs Other Active Listings

Avg $/sqft

ZIP 33160$760
Miami-Dade County$638

vs Homes Sold Last Month

Median $/sqft

ZIP 33160$1,064
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-11-29Listed for sale$44,995,000

For Sale by Agent

AgentAlexander Goldstein
BrokerageMiles Goldstein Real Estate

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