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3903 Dysartsville Rd, Morganton, NC, 28655

4beds
2baths
1,512sqft
$289,000
$191price/sqft
$1,946/moest. monthly cost
$77,840/yrincome needed

About This Home

**The seller is willing to buy-down the interest rate for a buyer** Going from today's rate on a 30yr term to 4.5% is a savings of approximately $350 per month. Don't let this one get away! Like new Clayton manufactured home with 4-bedrooms and 2-baths.The kitchen island and dining area offer a blend of functionality and style for families. The kitchen island provides extra prep space and seating, while the dining area can be a formal or more casual space. The primary bedroom has an ensuite bath with a large walk-in closet. The other bathroom is centrally located for the other3 bedrooms. This home offers an open floor plan, making it feel spacious and airy. * The home is a 23 model but was not completed until 24, the septic was inspected at the time the home was set up however there is nothing showing size with the county. Tax card shows 3 bedroom however all 4 bedrooms have closets.* The parcel was surveyed before the home was placed. The owner also offers the corner lot with the commercial building which is leased at this time. MLS #4193118.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Glen Alpine ElementaryGrades PK-53.9 mi
6/10
Table Rock MiddleGrades 6-85.6 mi
5/10
Freedom HighGrades 9-127.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Exhaust Fan,Exhaust Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Kitchen Island,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1752608916
  • Zoning: G-B
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Fencing: Partial,Wood
  • Waterfront features: None

Lot

  • Lot size: 0.58 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$114$1,368
Property Taxes $171$2,052
Electricity $200$2,405
Total$1,946$23,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,720/yr
40% on housing$58,380/yr
45% on housing$51,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$184
Burke County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$289,000
2025-07-18Price change$294,900
2025-04-21Listed for sale$299,900

For Sale by Agent

AgentCindy Ledbetter
BrokerageThe Marion Agency LLC

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