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1441 Southpointe Dr #249, Morganton, NC, 28655

4beds
4baths
3,201sqft
$1,499,999
$469price/sqft
$9,236/moest. monthly cost
$369,440/yrincome needed

About This Home

Located in the premier Southpointe Community of Lake James & nestled within the serene sought after Sherman’s Cove, this strategically placed (on 2.21 acres) & completely remodeled lakefront home is a work of art. You’ll love entertaining with the open floor concept or out on the large private deck overlooking the lake. Next, follow the wooden boardwalk from your spacious backyard to your private boat dock and gazebo. The kitchen boasts custom cabinets, granite countertops, a large island, & brand new appliances. The unique master bath offers a large dressing/closet area, double sinks, & a walk-in tile shower. An unfinished basement with roughed-in plumbing provides additional space & has unlimited potential. Located between Asheville & Hickory, a scenic 10-mile drive places you on I-40, or in Historic Downtown Morganton where you’ll find an array of restaurants, professional services, parks & entertainment. This stunning 4-bedroom (2 on main floor), 3.5 bath lakefront home is the one. In addition, all flooring on the main level (White Oak Select and Tile) is brand new as well as the plumbing, electric, appliances, custom cabinets, granite, sinks, commodes, tankless water heater, most doors (including garage doors), and windows (Quaker and Therma-Tru). The oven is electric with a gas top plus there is an underground propane tank (1,000 gallons) which is owned by the seller.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Oak Hill ElementaryGrades PK-54.2 mi
6/10
Table Rock MiddleGrades 6-83.6 mi
5/10
Freedom HighGrades 9-126.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Gas Cooktop,Gas Water Heater,Ice Maker,Microwave,Refrigerator with Ice Maker,Tankless Water Heater,Washer/Dryer
  • Laundry features: In Hall,Main Level

Basement

  • Features: See Remarks
  • Level: Basement
  • Area: 1020
  • Dimensions: 30' 0" X 34' 0"

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Exterior Entry,Storage Space,Unfinished

Bathroom Full

  • Level: Main
  • Area: 315
  • Dimensions: 18' 0" X 17' 6"

Bathroom Full

  • Level: Main
  • Area: 78.75
  • Dimensions: 10' 6" X 7' 6"

Bathroom Full

  • Level: Upper
  • Area: 54
  • Dimensions: 9' 0" X 6' 0"

Bathroom Half

  • Level: Main
  • Area: 21
  • Dimensions: 7' 0" X 3' 0"

Bedroom S

  • Level: Main
  • Area: 195
  • Dimensions: 13' 0" X 15' 0"

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Upper
  • Area: 189
  • Dimensions: 13' 6" X 14' 0"

Bedroom S

  • Level: Upper
  • Area: 175.5
  • Dimensions: 13' 6" X 13' 0"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 201.5
  • Dimensions: 15' 6" X 13' 0"

Family Room

  • Features: Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan
  • Level: Main
  • Area: 504
  • Dimensions: 21' 0" X 24' 0"

Features

  • Kitchen Island,Open Floorplan
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,201

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,201
  • Total interior livable area: 3,201 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan
  • Level: Main
  • Area: 352
  • Dimensions: 22' 0" X 16' 0"

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 270
  • Dimensions: 18' 0" X 15' 0"

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 1764063562
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck,Front Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock,Waterfront
  • Waterbody name: Lake James

Lot

  • Lot size: 2.21 Acres
  • Features: Wooded,Views
  • Lot size dimensions: 142 x 447 x 32 x 122 x 453

Parking

  • Total spaces: 8
  • Parking features: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Landslide
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$592$7,104
Property Taxes $762$9,144
Electricity $298$3,577
Total$9,236$110,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,662/yr
40% on housing$277,080/yr
45% on housing$246,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 28655$180
Burke County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 28655$177
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$1,499,999
2026-02-04Listing removed$1,649,000
2025-08-27Price change$1,649,000
2025-03-08Listed for sale$1,799,000

For Sale by Agent

AgentJoe Blumetti
BrokerageBroadpoint Real Estate Group

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