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1022 S MILDRED AVENUE, Brooksville, FL, 34601

3beds
3baths
2,092sqft
$288,500
$138price/sqft
$2,174/moest. monthly cost
$86,960/yrincome needed

About This Home

This 2,092 sq. ft., 3-bedroom, 2.5-bath pool home, built in 1970, offers a fantastic opportunity for buyers looking to build equity through updates or investors seeking their next project. The home is functional and move-in ready while providing the chance to customize and modernize to your own style. Step inside to a welcoming lodge-style den featuring a cozy wood-burning fireplace, perfect for relaxing or creating a warm gathering space. The main living room flows into an informal dining area just off the kitchen, providing a practical layout for everyday living and entertaining. Down the hallway, you'll find a full guest bathroom with a tub/shower combination and glass enclosure. The first bedroom is well suited for a child's room, home office, hobby space, or guest room, while the second bedroom comfortably accommodates a queen-size bed. The primary suite includes both a standard closet and a walk-in closet, along with a convenient vanity/makeup area leading into the private three-piece bath. Outside, enjoy Florida living with an above-ground pool surrounded by a composite deck, mature shade trees, a classic tree swing, and approximately 1.2 acres of space to spread out. Whether you're looking for room to entertain, park recreational vehicles, create a workshop, or simply enjoy the peaceful setting, this property offers plenty of flexibility. Two detached outbuildings provide additional storage for tools, equipment, or hobbies. This property is located in FEMA Flood Zone X, indicating a minimal flood risk, and offers the convenience of country-style living just minutes from the dining, shopping, and community events of historic downtown Brooksville. Tampa and Tampa International Airport are approximately one hour away, while Walt Disney World is about 90 minutes away, providing convenient access to major employment centers, entertainment, shopping, dining, and many of Florida's most popular destinations. A recent inspection identified several items that have already been considered in the property's pricing. These include an electrical panel upgrade, HVAC replacement (works but is at end of life), minor plumbing repairs, and kitchen and bathroom updates, with remodeling costs varying by design and finish level. These anticipated improvements were factored into the recent price adjustment, allowing the next owner the flexibility to complete renovations according to their own tastes and budget. If you've been searching for a property with solid bones, acreage, a pool, and exceptional potential, this home presents an opportunity to create something truly special while benefiting from a price that reflects the updates needed.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Moton Elementary SchoolGrades PK-51.2 mi
2/10
Hernando High SchoolGrades PK,6-121.9 mi
5/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Range Hood,Washer
  • Laundry features: Inside

Bathroom1

  • Level: First
  • Area: 37.8
  • Dimensions: 4.5x8.4

Bathroom2

  • Level: First
  • Area: 91.91
  • Dimensions: 10.1x9.1

Bathroom3

  • Level: First
  • Area: 61.61
  • Dimensions: 10.1x6.1

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 128.96
  • Dimensions: 12.4x10.4

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 91.91
  • Dimensions: 10.1x9.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 125.84
  • Dimensions: 10.4x12.1

Family Room

  • Level: First
  • Area: 216.45
  • Dimensions: 11.1x19.5

Features

  • Ceiling Fan(s),Solid Wood Cabinets,Walk-In Closet(s)
  • Flooring: Vinyl,Hardwood
  • Fireplace features: Other Room,Wood Burning
  • Fireplace: Yes

Foyer

  • Level: First
  • Area: 86.46
  • Dimensions: 13.1x6.6

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,086
  • Total interior livable area: 2,092 sqft

Kitchen

  • Level: First
  • Area: 133.28
  • Dimensions: 11.2x11.9

Laundry

  • Level: First
  • Area: 90.4
  • Dimensions: 8x11.3

Living Room

  • Level: First
  • Area: 252.45
  • Dimensions: 18.7x13.5

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195.2
  • Dimensions: 16x12.2

Property

Details

  • Parcel number: R2742219000002500000
  • Zoning: R1C
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Deck
  • Patio & porch: Deck,Rear Porch,Screened
  • Exterior features: Lighting,Storage
  • Fencing: Fenced

Lot

  • Lot size: 1.19 Acres
  • Features: Oversized Lot,Street Dead-End

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Side,Off Street,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,458$17,496
Home Insurance *$119$1,428
Property Taxes $387$4,644
Electricity $210$2,526
Total$2,174$26,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,537/yr
40% on housing$65,220/yr
45% on housing$57,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 34601$132
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34601$236
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$288,500
2026-07-28Price change$288,500
2026-07-20Pending sale$329,999
2026-06-18Listed for sale$329,999

For Sale by Agent

AgentPaul Michelson
BrokerageHOMAN REALTY GROUP INC

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