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2233 Shay Ave, Santa Maria, CA, 93458

5beds
3baths
2,495sqft
$699,000
$280price/sqft
$4,529/moest. monthly cost
$181,160/yrincome needed

About This Home

Welcome to this spacious Willow Creek home, offering a fantastic opportunity to create your dream space! With a desirable open floor plan, this large home is ready for its next owner to add a personal touch with their own updated flooring, paint, and landscaping. The inviting living room features a cozy gas fireplace and flows seamlessly into the expansive kitchen, complete with a center island, abundant cabinetry, and plenty of workspace for cooking and entertaining. A dedicated laundry room and generous storage throughout as well as a large outdoor shed add to the home's everyday convenience. Upstairs you'll find four spacious bedrooms, while the downstairs office is currently being used as a fifth bedroom, offering flexible living options for guests, a home office, or multigenerational living. Ideally located in the sought-after Northwest neighborhood, this home is just minutes from Tommie Kunst Junior High, Prescott Park, shopping, and other local amenities. With great bones, an excellent floor plan, and a prime location, this is an exceptional opportunity to build equity and make this home your own.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • All Bedrooms Up,Primary Suite
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,495 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 118004021
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,792 sqft
  • Features: 0-1 Unit/Acre,Lawn,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$117$1,404
Property Taxes $343$4,116
Electricity $535$6,420
Total$4,529$54,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,280/yr
40% on housing$135,870/yr
45% on housing$120,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 93458$291
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93458$431
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$699,000
2026-08-01Listed for sale$699,000
2022-10-03Listing removed--
2022-07-07Listed for sale$659,000

For Sale by Agent

AgentEmily Armet
BrokerageAvalon Real Estate

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