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1654 Belmont Ct, Santa Maria, CA, 93458

4beds
3baths
2,572sqft
$919,900
$358price/sqft
$5,808/moest. monthly cost
$232,320/yrincome needed

About This Home

Welcome to 1654 Belmont Ct—a beautifully maintained 4-bedroom, 2.5-bath detached home offering 2,572 sq ft of inviting living space, ideally located on a quiet cul-de-sac of the Pacific Crest community in the coastal city of Santa Maria. This light-filled residence showcases soaring vaulted ceilings and durable laminate flooring throughout, complemented by tile in the French-inspired kitchen and bathrooms for both style and practicality. A fourth bed room on the main level serves beautifully as a guest room, a home office/den —perfect for remote work, a study, or additional flexible living options to suit your needs. Upstairs, there are three generously sized bedrooms, including an expansive primary suite with its own dedicated office area; perfect for work, reading or quite retreat. Convenience is built into the home with two laundry access points, one located in the laundry room upstairs and another in the garage, adding everyday practicality to the home's refined style. Both the front and back yards are thoughtfully designed for low maintenance living, giving you more time to enjoy the home's comfort and charm. Enjoy the tranquility of this peaceful neighborhood while remaining just a short drive from the beach and local amenities. Please schedule a tour today and call it your home by this Spring.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Drywall,Concrete,Stone Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: French Provincial,Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Range Hood,Water Heater
  • Laundry features: Gas Dryer Hookup,Inside,Upper Level

Bathroom

  • Features: Bathtub,Dual Sinks,Soaking Tub,Separate Shower,Tile Counters,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Breakfast Area,Cathedral Ceiling(s),Separate/Formal Dining Room,High Ceilings,Pantry,All Bedrooms Up,Entrance Foyer,Galley Kitchen,Loft,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Double Pane Windows,Screens
  • Flooring: Laminate,Tile
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,572 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Tile Counters

Kitchen

  • Features: Galley Kitchen

Property

Details

  • Parcel number: 118009047
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: front door
  • Pool features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,663 sqft
  • Features: Back Yard,Corner Lot,Cul-De-Sac,Front Yard,Greenbelt,Lawn,Landscaped,Yard

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Multi,Direct Access,Driveway,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,651$55,812
Home Insurance *$154$1,848
Property Taxes $452$5,424
Electricity $551$6,618
Total$5,808$69,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,131/yr
40% on housing$174,240/yr
45% on housing$154,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 93458$288
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93458$431
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$919,900
2025-10-14Listed for rent$4,500
2025-10-14Listing removed$4,500
2025-06-23Price change$4,500
2025-05-07Price change$4,000
2025-03-07Listed for rent$4,100

For Sale by Agent

AgentHenry Dang
BrokerageML Consulting & Development

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