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546 Reed Ave, Versailles, OH, 45380

2beds
2baths
--sqft
$499,000
--price/sqft
$3,483/moest. monthly cost
$139,320/yrincome needed

About This Home

Experience the tranquility of small-town living in Edgewood at Versailles. This 2699 sq. ft. home consist of 1453 sq. ft. of finished main living as well as 1246 sq ft unfinished walkout basement, ready for you to make your own. Home features include front and rear patios for outdoor relaxation, a well-equipped kitchen and pantry for your culinary adventures, a dining area for entertaining, and a comfortable living room for unwinding. With two bedrooms and two bathrooms, this floorplan offers ample space as well as a 3 car garage. Built by JEMS Homes, this stunning patio home will be a masterpiece of modern design with its new construction, high-quality finishes, and high-efficiency features.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
Versailles Middle SchoolGrades 5-80.4 mi
7/10
Versailles High SchoolGrades 9-120.4 mi
10/10

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Frame,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Kitchen Island,Kitchen/Family Room Combo,Quartz Counters,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Casement Window(s),Double Pane Windows,Insulated Windows,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 15 x 13

Laundry

  • Level: Main
  • Dimensions: 8 x 6

Living Room

  • Level: Main
  • Dimensions: 17 x 15

Master Bedroom

  • Level: Main
  • Dimensions: 15 x 13

Office

  • Level: Main
  • Dimensions: 11 x 11

Property

Details

  • Parcel number: T76241019030119800
  • Attached to another structure: Yes
  • Zoning: Residential
  • Zoning description: Residential
  • Other equipment: Air Purifier

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Fence,Porch,Patio
  • Fencing: Partial

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: .137 AC

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Earthquake
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$410$4,920
Property Taxes $357$4,284
Electricity $193$2,320
Total$3,483$41,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,417/yr
40% on housing$104,490/yr
45% on housing$92,880/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45380$150
Darke County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 45380$104
Darke County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$499,000
2025-03-07Listed for sale$510,000

For Sale by Agent

AgentEric M Brown
BrokerageEB Real Estate

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