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13014 Spirea Ave, Saint John, IN, 46373

5beds
5baths
3,305sqft
$859,900
$260price/sqft
$4,905/moest. monthly cost
$196,200/yrincome needed

About This Home

New construction underway in The Preserve of St. John, with completion anticipated November 2026. Introducing the Pembrooke, an exceptional new construction home offering over 3,300 square feet. This spacious two-story floor plan features 5 bedrooms and 4.5 bathrooms, including a highly desirable main-level guest suite situated next to a full bath, perfect for guests or multi-generational living. At the heart of the home is the gourmet kitchen, with a large center island, quartz countertops, 42-inch cabinetry, stainless steel appliances, and an oversized walk-in pantry providing abundant storage. The open-concept design flows seamlessly into the main living areas, creating an ideal space for both everyday living and entertaining. Upstairs, a spacious loft provides the perfect flex space for a secondary living area, home office, playroom, or media room. The luxurious primary suite serves as a private retreat, featuring a spacious walk-in closet and a spa-inspired en-suite bath with a custom tile shower. Three additional bedrooms and three full bathrooms provide exceptional comfort, privacy, and flexibility for family and guests alike. Quality craftsmanship and energy-efficient features are showcased throughout, including a 3-car garage, full sod and professional landscaping package with an in-ground sprinkler system, Carrier 96 high-efficiency furnace, 14 SEER HVAC system, programmable thermostat, and water softener/reverse osmosis system. The full basement offers tremendous potential with a future full bath rough-in and the option to finish the space at an additional cost to create even more living and entertaining areas tailored to your needs. There is still time for buyers to personalize the home with custom interior selections, creating a space that reflects their unique style and preferences. Don't miss this opportunity to own a beautifully crafted new construction home in The Preserve, one of St. John's premier communities.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
6/10
Kahler Middle SchoolGrades 5-83.2 mi
9/10
Lake Central High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Other,Microwave,Gas Water Heater,Gas Cooktop
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Unfinished,Sump Pump,Full,Daylight

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11.0 x 12.0

Bedroom3

  • Level: Upper
  • Area: 154
  • Dimensions: 11.0 x 14.0

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 11.0 x 12.0

Bedroom5

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 154
  • Dimensions: 11.0 x 14.0

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10.0 x 14.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Pantry,Open Floorplan,Kitchen Island,High Ceilings,Entrance Foyer,Double Vanity
  • Finished area above ground: 3,305

Foyer

  • Level: Main
  • Area: 162
  • Dimensions: 9.0 x 18.0

Heating

  • Heating features: ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,305
  • Total interior livable area: 3,305 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 12.0 x 17.0

Laundry

  • Level: Upper
  • Area: 63
  • Dimensions: 7.0 x 9.0

Living Room

  • Level: Main
  • Area: 320
  • Dimensions: 16.0 x 20.0

Loft

  • Level: Upper
  • Area: 176
  • Dimensions: 16.0 x 11.0

Office

  • Level: Main
  • Area: 132
  • Dimensions: 11.0 x 12.0

Other

  • Level: Main
  • Area: 66
  • Dimensions: 6.0 x 11.0

Pantry

  • Level: Main
  • Area: 66
  • Dimensions: 6.0 x 11.0

Primary Bedroom

  • Level: Upper
  • Area: 272
  • Dimensions: 16.0 x 17.0

Property

Details

  • Parcel number: 451131202003000035
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch,Deck
  • Exterior features: Lighting,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.28 Acres
  • Features: Back Yard,Sprinklers In Rear,Sprinklers In Front,Front Yard

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$255$3,060
Property Taxes $0$0
Electricity $302$3,635
Total$4,905$58,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,171/yr
40% on housing$147,150/yr
45% on housing$130,800/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$216
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$859,900
2025-10-14Sold$95,000
2025-07-18Pending sale$99,800
2025-06-27Price change$99,800
2025-03-07Listed for sale$99,900

New Construction

AgentJana Caudill
BrokerageeXp Realty, LLC

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