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2085 21st Ave S, Birmingham, AL, 35209

3beds
2baths
1,314sqft
$350,000
$266price/sqft
$2,335/moest. monthly cost
$93,400/yrincome needed

About This Home

Sitting in Birmingham's beloved "Diaper Row" — minutes from Downtown, Homewood, and Mountain Brook — this 3BR/2BA home has the kind of curb appeal that stops you at the street, anchored by a grand magnolia tree out front. Inside, the living room is spacious and comfortable, the kitchen features sleek appliances and countertop seating perfect for casual meals, and the private pavilion with a grill out back is ready for your first cookout as homeowners. The primary bedroom has its own private bath, and the two additional bedrooms share a well-appointed second bathroom. Sold fully furnished and STR-certified, this one is genuinely turnkey — move right in or keep the income stream going. Either way, it's ready when you are. Schedule your showing today.

Getting Around

55
WalkingSomewhat Walkable
29
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

7/10
2/10
1/10

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Basement
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freezer,Electric Oven,Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Concrete

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Recessed Lighting,Smooth Ceilings,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,314

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,314 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2800064015001.000
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Covered (DECK),Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.39 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$157$1,884
Property Taxes $169$2,028
Electricity $240$2,881
Total$2,335$28,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,057/yr
40% on housing$70,050/yr
45% on housing$62,266/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 35209$208
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35209$301
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$350,000
2025-12-03Listing removed$365,000
2025-11-24Price change$365,000
2025-06-10Price change$385,000
2025-01-02Listed for sale$399,000
2024-07-09Listing removed$440,000
2024-05-21Price change$440,000
2024-04-30Listed for sale$465,000

For Sale by Agent

AgentJeremy Galloway
BrokerageEXP Realty LLC

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