




1228 N 16th St, Denison, IA, 51442
About This Home
Welcome to your dream home!! You are going to love coming home to this beautiful newly constructed, energy efficient quality home. Built with your comfort in mind, you will enjoy the open floor plan, large kitchen with pantry, island, and appliances already installed, open to dining area and living area. The master suite with walk in closet and private bath is spacious and well appointed. Two additional bedrooms also offer walk-in closets. The full main bath is well appointed. Let's talk modern efficiency- you will love the quiet comfort of the in- floor heat, and the entire house was built with energy efficiency in mind. Now step out the sliding doors off of the dining area, on to the covered back patio/ porch area- perfect to share your morning coffee with the sunrise and enjoy the view, as the yard backs up to a wooded area and a field with plenty of wildlife for you to enjoy! In the evening you can sit on the covered front patio and watch the sun go down behind the wooded area in front- no neighbors across the street. The oversized 2 car garage offer plenty of space for all of your things. Lawn will receive finally grading and be professionally seeded. There is really nothing to not like about this beautiful new home!
Getting Around
Schools
Construction
Condition
- Year built: 2025
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Exhaust Fan,Dishwasher,Refrigerator,Tankless Water Heater
Basement
- Has basement: Yes
- Basement: Sump Pump,Slab
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Window features: ENERGY STAR Qualified Windows
- Finished area above ground: 1,448
Heating & Cooling
- Heating features: Radiant Floor
- Cooling features: Ductless,Whole House Fan
Interior Area
- Total interior livable area: 1,448 sqft
Property
Accessibility
- Accessibility features: No Stairs External,No Stairs Internal
Details
- Parcel number: 1302252015
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 83' x 112'
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,440 | $17,280 |
| Home Insurance * | $304 | $3,648 |
| Property Taxes | $303 | $3,636 |
| Electricity | $121 | $1,452 |
| Total | $2,168 | $26,016 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $284,900 |
| 2025-08-13 | Listed for sale | $297,400 |
