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5478 Waycross Dr, Spring Hill, FL, 34606

2beds
2baths
1,357sqft
$225,000
$166price/sqft
$1,778/moest. monthly cost
$71,120/yrincome needed

About This Home

Under contract-accepting backup offers. **Roof is being replaced and will be completed soon, no leaks have been observed** Welcome to this beautifully maintained and thoughtfully updated 2-bedroom, 2-bathroom home, where comfort meets easy Florida living. From the moment you arrive, the inviting front porch area has a nice space for landscaping to your style or to make into a cozy outdoor seating space. Inside, you’ll find tile flooring flowing seamlessly through the home, creating a clean, cohesive feel. The heart of the home is the custom eat-in kitchen, equipped with steel appliances, ample cabinetry, and plenty of space for casual dining. A gracious formal living and dining room combination provides an ideal setting for entertaining, while the cozy family room with a built-in breakfast bar offers a relaxed space for everyday living. Both bedrooms are generously sized and feature spacious walk-in closets, providing excellent storage and functionality. A large enclosed Florida room extends your living space and opens to a covered patio—perfect for enjoying morning coffee or evening gatherings. Step outside to a thoughtfully designed, xeriscaped backyard featuring decorative rock pavers, established plantings, a fire pit, and a garden shed—offering beauty with minimal maintenance. A side parking space provides additional covered parking, ideal for a boat, camper, or extra vehicle, and a small green space adds a welcoming touch for pets. This move-in ready home blends charm, practicality, and outdoor enjoyment—making it a must-see for anyone seeking a comfortable and well-cared-for property.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
4/10
Fox Chapel Middle SchoolGrades 6-85.3 mi
3/10
Weeki Wachee High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Thermostat,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,186
  • Total interior livable area: 1,357 sqft

Kitchen

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Property

Details

  • Parcel number: R3232317501000250340
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Private Mailbox,Private Yard
  • Fencing: Chain Link

Lot

  • Lot size: 10,000 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$131$1,572
Property Taxes $313$3,756
Electricity $197$2,366
Total$1,778$21,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,960/yr
40% on housing$53,340/yr
45% on housing$47,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 34606$149
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34606$185
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$225,000
2026-05-01Listed for sale$225,000
2026-04-23Pending sale$225,000
2026-04-18Price change$225,000
2026-04-01Listed for sale$240,000
2014-06-30Sold$83,000
2014-04-22Price change$84,900
2014-03-05Price change$85,000
2014-02-13Price change$89,000
2014-02-11Price change$85,000
2014-01-21Price change$89,000
2014-01-18Price change$85,000
2013-12-22Price change$89,000
2013-12-19Price change$85,000
2013-11-22Price change$89,000
2013-11-19Price change$85,000
2013-08-16Listed for sale$89,000
2003-10-02Sold$77,000

For Sale by Agent

AgentOscar Colon
BrokerageEXP REALTY LLC

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