See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1314 Ruddy Way Lot 279, Lebanon, TN, 37090

4beds
4baths
2,304sqft
$519,900
$226price/sqft
$3,190/moest. monthly cost
$127,600/yrincome needed

About This Home

Hurry—3 Finished Market Homes Now Available with Immediate Possession! Introducing the brand-new Townsend Plan by Celebration Homes, a locally owned builder. This is the first build of this popular plan and it’s ready to move in! The Townsend Plan features a stunning partial brick exterior with Board & Batten accents and offers 4 bedrooms and 3.5 baths, including a primary suite on the main level. The thoughtfully designed kitchen boasts a gas range, soft-close cabinets, and a walk-in pantry, perfect for everyday living and entertaining. Enjoy cozy evenings by the electric fireplace in the great room, and appreciate the upscale touches throughout, including Craftsman panel detailing in the foyer, built-in cubbies, and a spacious bonus room upstairs. Outdoor living shines with covered front and rear porches plus a 15’ x 16’ custom deck—ideal for relaxing or hosting guests. Brand new, move-in ready, and loaded with features—don’t miss this opportunity! Ask about Flex Cash Incentive for buy down rate or closing costs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
7/10
8/10
Gladeville Middle SchoolGrades 6-83.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Microwave,Stainless Steel Appliance(s)

Basement

  • Basement: None

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 210
  • Dimensions: 14x15

Bedroom2

  • Features: Bath
  • Level: Bath
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Features: Bath
  • Level: Bath
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 156
  • Dimensions: 12x13

Features

  • Entrance Foyer,Open Floorplan,Pantry,Walk-In Closet(s),High Speed Internet
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 2,304

Heating & Cooling

  • Heating features: Furnace,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Kitchen

  • Area: 154
  • Dimensions: 11x14

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 224
  • Dimensions: 14x16

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 288
  • Dimensions: 18x16

Property

Details

  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Patio,Covered,Porch
  • Topography of land: Level,Private

Lot

  • Lot size: 8,537 sqft
  • Features: Level,Private

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Earthquake
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance $194$2,328
Property Taxes $181$2,172
Electricity $187$2,246
Total$3,190$38,280

Income You'd Need if You Spent...

35% on housing$109,371/yr
40% on housing$95,700/yr
45% on housing$85,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 37090$647
Wilson County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 37090$240
Wilson County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$529,900
2026-04-01Listing removed$529,900
2026-02-07Listed for sale$529,900
2026-02-07Listing removed$529,900
2025-05-02Listed for sale$529,900
2025-05-01Listing removed$529,900
2025-03-09Listed for sale$529,900

New Construction

AgentPatrick Thornton, CRS
BrokerageCelebration Homes

Similar Homes