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89 Stony Ln, Newburg, PA, 17240

2beds
2baths
1,508sqft
$634,900
$421price/sqft
$4,184/moest. monthly cost
$167,360/yrincome needed

About This Home

REDUCED! Set on nearly 20 beautiful acres, this charming property offers the perfect blend of comfort, functionality, and country living. The home features an inviting open floor plan with 2 bedrooms, including a spacious primary suite complete with its own private full bath. A second full bathroom with a walk-in shower adds convenience for guests and everyday living. The cozy wood stove efficiently warms the entire home, creating a warm and welcoming atmosphere throughout the seasons. Downstairs, the full basement provides endless possibilities for additional living space, storage, a workshop, or future finishing opportunities. Step outside to enjoy the fenced backyard, ideal for pets, gardening, or relaxing outdoor gatherings. Equestrian and hobby farm enthusiasts will appreciate the well-equipped barn featuring 2 stalls, electric service, hay loft, and attached chicken run. The property also includes approximately 1 acre of pasture, perfect for animals or small-scale farming. A small stream meanders through the property, adding to the peaceful setting and natural beauty. Outdoor enthusiasts will love the excellent hunting opportunities this property provides, with nearly 20 acres offering privacy, wooded areas, and abundant space to enjoy wildlife right in your own backyard. A detached 2-bay garage with automatic openers offers ample space for vehicles, equipment, and hobbies. With nearly 20 acres of open space and privacy, this unique property delivers the peaceful rural lifestyle you’ve been searching for while still offering plenty of room to grow and make it your own.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Nancy Grayson El SchoolGrades K-38.6 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Refrigerator,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,508

Heating & Cooling

  • Heating features: Wood Stove,Wood
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,508
  • Total interior livable area: 1,508 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 11070495029
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 19.77 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$163$1,956
Property Taxes $587$7,044
Electricity $224$2,692
Total$4,184$50,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,451/yr
40% on housing$125,520/yr
45% on housing$111,573/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$421This listing

vs Other Active Listings

Avg $/sqft

ZIP 17240$255
Cumberland County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 17240$217
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$634,900
2026-05-27Listed for sale$639,900

For Sale by Agent

AgentCarrie Gardner
BrokerageRealty One Group Golden Key

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