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2925 county road 361, Utopia, TX, 78884

2beds
2baths
1,776sqft
$699,000
$394price/sqft
$4,678/moest. monthly cost
$187,120/yrincome needed

About This Home

Welcome to this heavenly property at the nexus of Hwy 187 and County Road 361. Nestled in a valley, the property spans 30 acres of classic Texas hill country. This one-of-a-kind property features two distinct homes both with their own unique character that are tucked away at the end of the road for absolute privacy. The main house, built in 2006, is a 1,776 sf 2 bedroom, 2 bath craftsman structure that includes a loft/flex space on the 2nd floor. The home is characterized by a custom-built lower deck, a standing seam metal roof, beautifully laid pine bead board ceilings throughout, a 6-person spa, and a charming wrap around porch that offers spectacular views of the rolling landscape in all directions from anywhere you stand. The cabin, built in 1996, is a newly refurbished 980 sf 1 bedroom, 1 bath home with hand-crafted artistry, beautiful wood details, and a warm, rustic energy that is truly unique. Just north of the cabin is an earthen pond that fills with water during heavy rains. . While visiting the property, you'll also find a roadhouse, ideal for storing tools and equipment, as well as a 15-foot observation tower that's perfect for taking in the splendor of the land. In addition, the property sources fresh spring water from an aquifer via a private well with a new pump. The property itself offers ample opportunities for recreational activities like hiking, biking, bird watching and of course hunting for native and exotic game including whitetail, turkey, hogs, axis and blackbuck. Come explore the best of Utopia at 2925 CR 361.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Utopia SchoolGrades PK-124.1 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement

Other

  • Builder name: Tampke

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Range,Refrigerator,Dishwasher,Water Softener Owned
  • Laundry features: Main Level,Laundry Room

Bedroom2

  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Two Living Area,Separate Dining Room,Loft,Utility Room Inside,High Ceilings,Open Floorplan,High Speed Internet,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,776 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 270

Master Bathroom

  • Features: Shower Only
  • Area: 40

Master Bedroom

  • Area: 180

Property

Details

  • Parcel number: 19897

Features

  • Levels: Two
  • Stories: 2
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 30 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$231$2,772
Property Taxes $675$8,100
Electricity $238$2,859
Total$4,678$56,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,388/yr
40% on housing$140,340/yr
45% on housing$124,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 78884$303
Uvalde County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 78884$390
Uvalde County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Price change$699,000
2025-03-17Listed for sale$775,000

For Sale by Agent

AgentMorris Killough
BrokerageBHHS Hill Country Properties

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