534 E Dogwood Ct, Spencer, IN, 47460
About This Home
OPEN HOUSE, Sunday April 12, 1-3 pm. Welcome to The Cypress, a 2,051 sq ft ranch home in the Four Oaks subdivision, tucked away on a quiet cul-de-sac where comfort and style effortlessly meet. This 3-bedroom, 2.5-bath home offers a desirable split-bedroom design with an open living room, kitchen, and breakfast area ideal for everyday living and entertaining. Start your mornings or wind down your evenings on the expansive covered front and back porches. The kitchen is designed for both functionality and gathering, featuring a large island, stainless steel appliances, and an adjacent formal dining room. Just off the breakfast area, you'll find a convenient half bath, laundry/mudroom combination, and a private primary suite complete with a dual-sink vanity, tiled walk-in shower, and walk-in closet with thoughtful finishes throughout. A separate hallway leads to two additional bedrooms, a full bath, and a linen closet-providing privacy and space for family or guests. Life in Four Oaks offers the charm of small-town living with a wide-open country feel, along with amenities such as a community clubhouse, lakefront walking trail, and private dog park. With fiber internet, city utilities, and easy access to both Spencer and Bloomington, this neighborhood delivers the perfect balance of charm and convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Construction materials: Vinyl With Stone
Other
- Builder name: Owen Co Homebuilders
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,Microwave,Electric Oven,Refrigerator,Washer
- Laundry features: Main Level
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedroom3
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Breakfast Room
- Level: Main
- Area: 120
- Dimensions: 10x12
Dining Room
- Level: Main
- Area: 132
- Dimensions: 11x12
Features
- Double Vanity,Entrance Foyer,High Speed Internet,Walk-In Closet(s)
Foyer
- Level: Main
- Area: 66
- Dimensions: 11x6
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,051
- Total interior livable area: 2,051 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 11x12
Laundry
- Level: Main
- Area: 130
- Dimensions: 10x13
Living Room
- Level: Main
- Area: 288
- Dimensions: 16x18
Master Bedroom
- Level: Main
- Area: 240
- Dimensions: 15x16
Property
Details
- Parcel number: 601026300370163027
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
Lot
- Lot size: 0.32 Acres
- Features: Close to Clubhouse,Cul-De-Sac,Irregular Lot,Rural - Subdivision,Sidewalks
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $202 | $2,424 |
| Electricity | $188 | $2,256 |
| Total | $2,624 | $31,488 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-31 | Price change | $399,000 |
| 2025-03-10 | Listed for sale | $410,200 |
View on Zillow