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5526 Cactus Cir, Spring Hill, FL, 34606

3beds
2baths
1,708sqft
$215,000
$126price/sqft
$1,685/moest. monthly cost
$67,400/yrincome needed

About This Home

Handyman special. A fantastic opportunity to own this 3 bedroom, 2 bathroom pool home with a large screened in patio in a mature Spring Hill neighborhood. This home is reported a “unrepaired sink Hole Home” on Hernando County records” and is waiting for the right homeowner to come in and make it their own piece of paradise. Seller is selling home "as is" and make no warranties. Centrally located for easy access to major highways, restaurants, medical, shopping, entertainment, airport and much more in the Tampa Bay Area. Hurry this home will not last long! Put your offer in today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
4/10
Fox Chapel Middle SchoolGrades 6-86.2 mi
3/10
Weeki Wachee High SchoolGrades 9-1212.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: In Garage

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Family Room

  • Level: First
  • Area: 192
  • Dimensions: 12x16

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,716
  • Total interior livable area: 1,708 sqft

Kitchen

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: First
  • Area: 216
  • Dimensions: 12x18

Other

  • Features: Built-in Closet
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: R3232317505002300040
  • Zoning: PDP
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Exterior features: None

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 122 x 112

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$125$1,500
Property Taxes $276$3,312
Electricity $197$2,366
Total$1,685$20,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,771/yr
40% on housing$50,550/yr
45% on housing$44,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 34606$149
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34606$185
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentDavid Heroux, PA
BrokerageTROPIC SHORES REALTY LLC

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