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1427 Amy Cir, Spring Hill, FL, 34606

3beds
2baths
1,408sqft
$285,000
$202price/sqft
$2,205/moest. monthly cost
$88,200/yrincome needed

About This Home

Make this charming 3-bedroom, 2-bathroom home with a private pool your own. Located just minutes from schools and shopping, it features an oversized fenced yard with plenty of space, plus two sheds for extra storage.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

2/10
Deltona Elementary SchoolGrades PK-50.4 mi
4/10
Fox Chapel Middle SchoolGrades 6-83.9 mi
3/10
Central High SchoolGrades 9-129.3 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Split Bedrooms
  • Flooring: Carpet,Tile
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Property

Details

  • Parcel number: R3232317507003100030
  • Zoning: PDP
  • Zoning description: PUD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Fenced,In Ground
  • Patio & porch: Rear Porch
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: Back Yard,Chain Link,Fenced

Lot

  • Lot size: 0.32 Acres
  • Features: Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$165$1,980
Property Taxes $402$4,824
Electricity $197$2,366
Total$2,205$26,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,600/yr
40% on housing$66,150/yr
45% on housing$58,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 34606$148
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34606$185
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$320,000
2026-02-20Listed for sale$325,000
1998-09-21Sold$63,900

For Sale by Agent

AgentDeana L Wright
BrokerageTmack Realty, LLC

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