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10625 Timber Creek Dr, Fort Myers, FL, 33913

3beds
3baths
2,434sqft
$635,000
$261price/sqft
$4,152/moest. monthly cost
$166,080/yrincome needed

About This Home

Modern Elegance! An opportunity to own in this sought after community of Timber Creek. Enter through double doors with added screen enclosure into foyer. Built in 2025, this Summerville II, lakefront home is upgraded with an expansive extended screened-in lanai, stylish window treatments, light fixtures and fans. Designed both for comfort and style, this spacious residence features a desirable split floor plan that provides privacy for family and guests, along with a separate office/den that's perfect for working from home or creating a quiet retreat. The open concept living areas are enhanced by elegant porcelain tile flooring throughout, creating a seamless and sophisticated look. The gourmet kitchen with quartz countertops and glass backsplash, stainless steel appliances and abundant cabinetry, flows effortlessly into living and dining spaces, making it ideal for everyday living and entertaining. Relax and enjoy breathtaking water, and sunset views while embracing the Florida Lifestyle. Whether you are sipping coffee or hosting evening gatherings, this outdoor living space is sure to become a favorite. Additional premium features include a 3 car garage and custom window treatments throughout the home. Several windows are equipped with blackout blinds. For added convenience, comfort and privacy, the master bedroom and living room blackout blinds blinds are electric. Residents of Timber Creek enjoy security of a gated community along with an array of resort-style amenities making this an exceptional lakefront property! The perfect pace to call home! Amenities include 3 pools, exercise room, a restaurant, gym, kids play area, tennis and pickleball.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Gateway Elementary SchoolGrades PK-50.8 mi
5/10
5/10
Gateway High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2025

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Bedroom on Main Level,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Eat-in Kitchen,High Ceilings,Kitchen Island,Living/Dining Room,Main Level Primary,Multiple Primary Suites,Pantry,Shower Only,Separate Shower,Walk-In Pantry,Window Treatments,High Speed Internet,Home Office,Split Bedrooms,Bathroom,Den,Family Room,Guest Quarters,Great Room,Office,Screened Porch
  • Window features: Impact Glass,Shutters,Window Coverings
  • Flooring: Other,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,750
  • Total interior livable area: 2,434 sqft

Property

Details

  • Parcel number: 054526L231042.0220
  • Lease amount: 0

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Security/High Impact Doors,Sprinkler/Irrigation,Patio,Room For Pool,Shutters Manual
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 8,515 sqft
  • Features: Rectangular Lot,Pond on Lot,Sprinklers Automatic
  • Lot size dimensions: 65 x 130 x 65 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Deeded,Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$286$3,432
Property Taxes $412$4,944
Electricity $244$2,939
Total$4,152$49,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,354/yr
40% on housing$124,560/yr
45% on housing$110,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 33913$270
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33913$262
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$635,000
2026-07-05Listed for sale$643,000
2025-06-05Sold$520,000

For Sale by Agent

AgentPamela Williams
BrokerageColdwell Banker Sunstar Realty

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