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15-1398 13th Ave, Keaau, HI, 96749

10beds
8baths
5,376sqft
$1,275,000
$237price/sqft
$8,952/moest. monthly cost
$358,080/yrincome needed

About This Home

Experience a rare opportunity in Hawaiian Paradise Park with this unique one acre property featuring two spacious 5-bedroom, 4-bathroom homes on the same lot ideal for multi‑generational living, large households, shared ownership, or organizations needing flexible housing options. Located in Keaʻau, this fully fenced property sits at the end of a dead‑end road, offering privacy, space, and room to grow in one of East Hawaii’s most sought after residential areas. Each home offers a generous floor plan with multiple bedrooms and bathrooms, making it well suited for large families, multi‑generational households, co‑living arrangements, or groups that benefit from communal living with individual space. The layout provides a variety of possibilities: live in one home and use the other for extended family, guests, or or explore options with community minded groups and service providers who need comfortable housing for the people they serve. The two‑home configuration also lends itself to creative uses such as staff housing, retreat space, or a mix of owner occupancy and income‑producing units. Situated on approximately one acre, the property offers room for parking, gardening, play areas, pets, and outdoor gathering spaces, all within the security of a fenced perimeter. Being at the end of the road reduces through traffic and enhances the sense of quiet and seclusion, while still keeping you a drive away from Hilo, Keaʻau, and nearby services, schools, and shopping. Buyers looking for Hawaiʻi Island real estate that combines size, versatility, and potential will find this property stands out among homes for sale in Hawaiian Paradise Park. Whether your vision is multi‑generational living, housing for a large household, an investment property, or space for a mission‑driven organization, this two‑home Keaʻau estate offers a rare canvas to bring your plans to life. Buyer and agent to conduct their own due diligence and verify all uses, permits, and any potential occupancy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Keaau Elementary SchoolGrades PK-53.5 mi
5/10
Keaau Middle SchoolGrades 6-83.8 mi
3/10
Keaau High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave Hood,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • Flooring: Laminate

Interior Area

  • Total structure area: 5,376
  • Total interior livable area: 5,376 sqft

Property

Details

  • Parcel number: 3150450750000
  • Attached to another structure: Yes
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Fencing: Full,Wire

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$403$4,836
Property Taxes $371$4,452
Electricity $1,731$20,774
Total$8,952$107,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$306,925/yr
40% on housing$268,560/yr
45% on housing$238,720/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 96749$321
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96749$366
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,275,000

For Sale by Agent

AgentJuniper Adler
BrokerageeXp Realty

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