162 Main St, Coal Creek, CO, 81226
About This Home
Charming bungalow full of character and thoughtful updates! This inviting 2-bedroom, 1-bath home sits on a beautifully landscaped 0.79-acre parcel, and the sale also includes an additional 0.38-acre parcel, for a combined total of 1.17 acres. Recent improvements include new electrical, a new hot water tank, a new pellet stove, and a new range/oven, blending modern convenience with the home's classic charm. The property features panel fencing, RV hookup, and an 18' x 20' two-stall metal barn with a tack room that offers excellent storage, hobby space, or the potential to be converted into a one-car garage. A recent appraisal has already been completed, making this a wonderful opportunity to own a move-in-ready property with room to grow, flexible outdoor space, and timeless appeal. Seller would like to include most furnishings with the sale, offering buyers a convenient, move-in-ready opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace features: Pellet Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Evaporative Cooling,Roof Mounted,Window Unit(s)
Interior Area
- Total structure area: 722
- Total interior livable area: 722 sqft
Property
Details
- Parcel number: 99922108
Features
- Patio & porch: See Remarks
- Fencing: Partial
Lot
- Lot size: 1.17 Acres
- Features: Level
Parking
- Parking features: Detached,Gravel Driveway
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hail
- Inland Flooding
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,337 | $16,044 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $79 | $948 |
| Electricity | $186 | $2,232 |
| Total | $1,795 | $21,540 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $264,500 |
| 2022-06-27 | Sold | $213,000 |
| 2022-05-14 | Pending sale | $230,000 |
| 2022-04-29 | Listed for sale | $230,000 |
| 2018-06-18 | Sold | $118,000 |
| 2017-09-21 | Sold | $58,500 |
| 2005-05-06 | Sold | $54,000 |
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