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1014 S Summit Ave, Villa Park, IL, 60181

3beds
2baths
1,163sqft
$370,000
$318price/sqft
$2,721/moest. monthly cost
$108,840/yrincome needed

About This Home

This classic brick Cape Cod offers the perfect combination of comfort, character, and opportunity. Beautiful hardwood floors, newer windows, 3-bedrooms, 1 & 1/2 baths, and a functional floor plan provide a wonderful place to call home. The main level features a bright living room, an eat-in kitchen, a separate dining room, a bedroom, and a convenient half bath. Upstairs are two spacious bedrooms and a full bath. The unfinished basement provides abundant storage and the opportunity to create additional living space to fit your needs. The detached garage, patio, and backyard provide wonderful outdoor space for relaxing, entertaining, or enjoying the seasons. With being in sought-after School District 48 and in a desirable neighborhood, this well-maintained home offers lasting value and the opportunity to make it your own over time. Whether you're purchasing your first home or simply looking for a home with room to personalize, you'll appreciate the solid construction, practical layout, and desirable location. You will fall in love with the classic brick Cape Cod charm and appreciate that the windows have been replaced (basement too), and that the HVAC and driveway are newer. This is a great opportunity to turn this house into your home! This is an as-is sale.

Getting Around

35
WalkingCar-Dependent
26
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

9/10
9/10
Willowbrook High SchoolGrades 9-120.6 mi
--

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Window Treatments)
  • Level: Second
  • Area: 160
  • Dimensions: 16X10

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,938
  • Total interior livable area: 1,163 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Window Treatments)
  • Level: Second
  • Area: 180
  • Dimensions: 18X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0615109016
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Outdoor Grill

Lot

  • Lot size: 6,250 sqft
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 1.5
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$139$1,668
Property Taxes $582$6,984
Electricity $130$1,569
Total$2,721$32,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,291/yr
40% on housing$81,630/yr
45% on housing$72,560/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 60181$220
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60181$274
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$370,000
2026-07-15Listed for sale$380,000

For Sale by Agent

AgentCathie Smith, ABR,CNC,CSC,GRI
BrokerageG.M. Smith & Son Realtors

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