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13063 Montego St, Spring Hill, FL, 34609

3beds
2baths
2,274sqft
$345,000
$152price/sqft
$2,574/moest. monthly cost
$102,960/yrincome needed

About This Home

Don't miss this opportunity to own this Stunning 3-Bedroom, 2-Bathroom Home with Elegant Upgrades and Entertainer's Touches Welcome to this spacious and beautiful home featuring 3 bedrooms and 2 full bathrooms, perfect for comfortable living and entertaining. As you step through the French doors, you're greeted by rich hardwood floors that flow throughout the main living areas and brand-new carpet in all bedrooms. The expansive great room boasts vaulted ceilings and a stone woodburning fireplace, creating a warm and inviting atmosphere. A wet bar with built-in wine glass holders adds the perfect touch for hosting guests, while the abundant cabinetry throughout ensures ample storage. Through double doors, you'll find the serene master suite, complete with new carpet, a ceiling fan, his-and-hers closets, and a luxurious en-suite bathroom. Unwind in the jetted tub, or enjoy the tiled shower featuring a built-in seat, dual shower heads, and a heat lamp to keep you warm post-shower. The bath also includes generous counter space. Both guest bedrooms offer double closets and new carpet. One includes a large picture window and a built-in shelf, perfect for reading or displaying treasures. The second full bath features a tub/shower combo with dual shower heads. The chef's kitchen is a true highlight, equipped with a brand-new refrigerator, new oven with air fryer function, and a new vent hood with an updated back splash. A skylight brings in natural light, and the kitchen also offers plenty of cabinets and a spacious pantry for all your culinary needs. Enjoy large family meals in the generous dining area, ideal for holiday gatherings. Step into the enclosed lanai, complete with a built-in grill and sink, perfect for outdoor entertaining. Additional upgrades include: Brand New drain field, big enough to add a fourth room if need be Energy-efficient windows throughout Custom blinds on every window Dedicated laundry room with a new utility sink Double-car garage with a new motor, springs and cables. Pull-down attic access for extra storage Water Heater - 2016, Roof - 2013, A/C has new motor and fan. along with resealing all the AC ductwork in the attic to keep the house even cooler. This home is move-in ready with thoughtful upgrades and timeless charm. Schedule your showing today!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
Powell Middle SchoolGrades 6-81.7 mi
3/10
Central High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Refrigerator,Washer,Other
  • Laundry features: Electric Dryer Hookup,In Unit,Sink,Washer Hookup

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,His and Hers Closets,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar,Split Plan
  • Window features: Skylight(s)
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Florida Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,274
  • Total interior livable area: 2,274 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: R32 323 17 5130 0849 0240
  • Zoning: PDP
  • Zoning description: PUD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Glass Enclosed,Rear Porch

Lot

  • Lot size: 8,712 sqft
  • Features: Few Trees,Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$179$2,148
Property Taxes $423$5,076
Electricity $228$2,746
Total$2,574$30,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,251/yr
40% on housing$77,220/yr
45% on housing$68,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$345,000
2026-01-19Listing removed$354,500
2025-11-18Price change$354,500
2025-09-04Price change$359,500
2025-07-18Listed for sale$365,000
2019-12-30Listing removed$1,400
2019-11-14Listed for rent$1,400
2019-11-12Listing removed$209,500
2019-10-01Listed for sale$209,500
2018-08-17Listing removed$169,900
2018-04-21Price change$169,900
2018-01-22Price change$163,500
2017-12-31Listed for sale$149,900
2000-03-29Sold$92,500

For Sale by Agent

AgentAdam Brandt
BrokerageBHHS Florida Properties Group

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