5550-25 Mile Rd, Utica, MI, 48316
About This Home
MOVE-IN READY LAKEFRONT!!! Experience the best of Shelby Twp in this charming 4-bedroom, 2.5-bath Colonial. Situated on a serene, non-motorized lake, this home is packed with recent upgrades: New Roof (2026), Freshly Painted Interior, New Basement Carpet, and Newer Windows. The functional layout features a walkout basement leading directly to the water and a primary suite with a massive walk-in closet (easily converted back to a 4th bedroom). With a 2019 furnace/HWT and an oversized garage, all the heavy lifting is done. Enjoy summer BBQs on the deck and quiet mornings by the lake. Don't miss this incredible value in a rapidly developing area!!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Foundation: Basement,Block
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Free Standing Refrigerator,Gas Cooktop,Microwave,Washer
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Walk Out Access
Bedroom
- Level: Second
- Area: 132
- Dimensions: 12 X 11
Bedroom
- Level: Second
- Area: 132
- Dimensions: 12 X 11
Bedroom
- Level: Second
- Area: 132
- Dimensions: 12 X 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Entry
- Area: 143
- Dimensions: 13 X 11
Family Room
- Level: Entry
- Area: 416
- Dimensions: 32 X 13
Features
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area below ground: 800
- Finished area above ground: 2,735
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,535 sqft
Kitchen
- Level: Entry
- Area: 144
- Dimensions: 12 X 12
Laundry
- Level: Entry
- Area: 84
- Dimensions: 12 X 7
Living Room
- Level: Entry
- Area: 224
- Dimensions: 16 X 14
Other
- Level: Second
- Area: 63
- Dimensions: 9 X 7
Other
- Level: Entry
- Area: 25
- Dimensions: 5 X 5
Primary Bathroom
- Level: Second
- Area: 63
- Dimensions: 9 X 7
Primary Bedroom
- Level: Second
- Area: 256
- Dimensions: 16 X 16
Property
Details
- Parcel number: 0708226030
- Special condition: Short Sale No,Standard
Features
- Levels: Two
- Stories: 2
- Entry location: GroundLevel
- Pool features: None
- Patio & porch: Covered,Deck,Porch
- Exterior features: Gutter Guard System
- On waterfront: Yes
- Waterfront features: Lake Front,No Motor Lake
- Waterbody name: Gemini
Lot
- Lot size: 0.30 Acres
- Features: Corner Lot,Irregular Lot
- Lot size dimensions: 30 x 32.84 x 108.92
Parking
- Parking features: Two Car Garage,Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Macomb County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $445 | $5,340 |
| Electricity | $385 | $4,626 |
| Total | $3,179 | $38,148 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $449,900 |
| 2026-03-04 | Price change | $459,900 |
| 2026-01-29 | Price change | $464,000 |
| 2026-01-05 | Price change | $488,000 |
| 2025-09-24 | Price change | $489,000 |
| 2025-05-30 | Listed for sale | $499,000 |
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