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89 Violet Ln, Lakeland, FL, 33815

1beds
1baths
0sqft
$9,200
--price/sqft
$254/moest. monthly cost
$10,160/yrincome needed

About This Home

Florida isn't just about beaches-it's about a low-maintenance, affordable lifestyle in a 55 friendly community. Imagine year-round warmer weather and no more harsh winters! This home will bring those dreams to reality with a large open floorplan and enclosed Lanai. There are new vinyl windows in the Lanai, Dining Room and the master bedroom. You will definitely enjoy the choice of a step in shower or the tub with shower in the bathroom. If you need room for all the extra things you want to bring, you have two very large sheds and one is accessible from the interior of the home to access the laundry area that is housed in one of the sheds. So many unique things about this home. Schedule you showing today!! Twin Palms has a vibrant lifestyle surrounded by a supportive community. Experience the joy of Florida living in a place where every day feels like a vacation. Enjoy Resort Style Leisure Living here in Twin Palms, called 'The Place To Be'. Twin Palms is an Active 55 Adult community - the monthly Fee Package will include Land-lease, Water, Sewer, Trash, Property Taxes, Bulk Community Telecommunication Package (Spectrum Cable/Internet) and Use of Resort style Amenities for $1222.03. In addition, the Twin Palms Ownership group contributes a generous yearly amount to the community's Social Fund to promote an active lifestyle and social events. All listing information is reliable but not guaranteed and should be independently verified through personal and/or professional inspection.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

1/10
Kathleen Middle SchoolGrades 6-85.9 mi
3/10
Kathleen Senior High SchoolGrades PK,9-121.8 mi

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 624

Interior Area

  • Total structure area: 624

Property

Details

  • On leased land: Yes
  • Lease amount: 1228

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $46$552
Home Insurance *$6$72
Property Taxes $5$60
Electricity $197$2,366
Total$254$3,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$8,708/yr
40% on housing$7,620/yr
45% on housing$6,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33815$36
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33815$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$9,200
2026-02-26Price change$10,200
2026-01-26Price change$11,300
2025-12-22Price change$12,300
2025-09-04Price change$13,900
2025-03-13Listed for sale$14,900

For Sale by Agent

AgentTodd Newby
BrokerageNEWBY REALTY INC

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