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874 3rd Ave #12, Lake Odessa, MI, 48849

2beds
2baths
1,108sqft
$364,900
$329price/sqft
$2,538/moest. monthly cost
$101,520/yrincome needed

About This Home

New construction condo with up to 2,100 sq ft of potential living space, including 3 bedrooms and 2.5 baths when fully finished. Currently configured as a 2-bedroom, 1.5-bath home with unfinished full walkout basement. All-ages condos feature an open floor plan with abundant natural light, ample storage, an attached garage, and private covered porches in both the front and back. Walkout basement can be finished to add a large family room plumbed for a wet bar, creating additional living and entertaining space. Conveniently located near local stores, the park, and the beach, this property offers both comfort and accessibility. The HOA fee includes Starlink internet, exterior maintenance, lawn care, and snow removal, providing easy, low-maintenance living. A walk-through of a completed unit in an adjacent building is available by appointment, along with the three units currently under construction. 3 units remain. READY FOR OCCUPANCY JUNE 1, 2026 -OPEN HOUSE SAT MAY 30th -

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
West Elementary SchoolGrades 1-40.3 mi
5/10
Lakewood Middle SchoolGrades 5-81.8 mi
7/10
Lakewood High SchoolGrades 8-121.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Laundry Closet,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Guest Quarters,Center Island,Pantry
  • Window features: Skylight(s),Insulated Windows
  • Flooring: Other,Vinyl
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,108
  • Total interior livable area: 1,108 sqft

Property

Accessibility

  • Accessibility features: Rocker Light Switches,36 Inch Entrance Door,42 in or + Hallway,Accessible M Flr Half Bath,Accessible Mn Flr Full Bath,Covered Entrance,Grab Bar Mn Flr Bath,Lever Door Handles,Low Threshold Shower,Accessible Entrance

Details

  • Parcel number: 1234567
  • Zoning description: PUD-Residential

Features

  • Stories: 1
  • Exterior features: Balcony,Other
  • Fencing: Other

Lot

  • Lot size: 1,742 sqft
  • Features: Sidewalk,Site Condo,Rolling Hills

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$201$2,412
Property Taxes $304$3,648
Electricity $188$2,259
Total$2,538$30,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,017/yr
40% on housing$76,140/yr
45% on housing$67,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 48849$183
Ionia County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48849$158
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Price change$364,900
2026-01-09Price change$369,900
2025-07-21Listed for sale$375,000
2025-04-22Listing removed$309,000
2025-03-27Listed for sale$309,000
2025-03-19Listing removed$309,000
2025-03-13Listed for sale$309,000

New Construction

AgentLewis Smalligan
BrokerageTall Tree Realty and Property Management LLC

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