415 14th St #55A, Ocean City, MD, 21842
About This Home
Discover the Ultimate in Coastal Living on Harbour Island! Experience luxury, flexibility, and breathtaking water views in this extraordinary end-unit townhome located in the exclusive gated community of Harbour Island. Spanning 4,354 sq ft, this versatile dual-unit townhome, offering direct bayfront living with coveted southern exposure, is currently configured as one expansive home with six bedrooms and four and a half bathrooms, but can easily be separated back into two independent townhomes. This home invites you to enjoy sunset reflections dancing across the water and spend your evenings enjoying coastal breezes from the comfort of your private wrap-around patio. Boating enthusiasts will appreciate the deeded boat slip, offering seamless access to the open bay for spontaneous sunset cruises or weekend adventures. Inside, you'll find six spacious bedrooms and four full bathrooms, plus a powder room, offering ample space for family, guests, or a multi-generational lifestyle. This is more than just a home - it's a lifestyle. Nestled in one of the most desirable waterfront enclaves on the Eastern shore, home of the famous "White Marlin Open", this Harbour Island gem delivers upscale amenities and unparalleled views of the weighing of the Marlins from the south balcony. Don't miss this chance to make this exclusive property your own.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1983
Materials
- Foundation: Slab
- Construction materials: HardiPlank Type
Type & Style
- Home type: Townhouse
- Architectural style: Coastal,Contemporary
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 5
- Main level bedrooms: 6
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,354
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,354
- Total interior livable area: 4,354 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2410235081
- Zoning: CM
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- On waterfront: Yes
- Waterfront features: Bay
- Frontage length: Water Frontage Ft: 130
Lot
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 8
- Parking features: Basement,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,618 | $127,416 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $1,277 | $15,324 |
| Electricity | $554 | $6,656 |
| Total | $12,660 | $151,920 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $2,100,000 |
| 2025-09-08 | Price change | $2,350,000 |
| 2025-04-07 | Listed for sale | $2,497,000 |
View on Zillow