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12056 CRADOCK STREET, Spring Hill, FL, 34608

2beds
2baths
1,096sqft
$234,900
$214price/sqft
$1,811/moest. monthly cost
$72,440/yrincome needed

About This Home

Beautiful and affordable!! This 2-bedroom 2 full bath SPLIT plan has so much to offer at the price point. Great curb appeal! NO flood insurance required! NO HOA fees! Over 1700 sq ft of total living space to enjoy. This home has been well cared for with NEWER windows, sliders and gorgeous TRAVERTINE TILE throughout. The VAULTED ceilings make this floorplan feel even more spacious. Living room and kitchen flow nicely together with a separate dining area, perfect for entertaining. The kitchen has a large pantry, breakfast bar and plenty of counter space. Both bedrooms are good size. The primary bedroom is a true ensuite with a walk-in closet. The one car garage is oversized for easy parking and extra storage. Step outside to the huge, SCREENED LANAI that overlooks the backyard, just under 1/4 of an ACRE. Completely FENCED! Nicely landscaped! A true ready to move in! Spring Hill is a popular area located just minutes from State Road 50, The Suncoast Parkway and some of Florida's top beaches and parks. Schedule your showing today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
6/10
3/10
Central High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Travertine

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,306
  • Total interior livable area: 1,096 sqft

Kitchen

  • Features: Other,Pantry,Built-in Closet
  • Level: First
  • Area: 104
  • Dimensions: 8x13

Living Room

  • Features: Coat Closet
  • Level: First
  • Area: 260
  • Dimensions: 13x20

Primary Bedroom

  • Features: Other,Shower No Tub,Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Property

Details

  • Parcel number: R3232317518012300040
  • Zoning: RES
  • Special condition: Probate Listing

Features

  • Levels: One
  • Stories: 1
  • Pool features: Gunite,In Ground
  • Patio & porch: Covered,Enclosed,Front Porch,Patio,Rear Porch,Screened
  • Exterior features: Irrigation System,Other,Private Mailbox
  • Fencing: Other,Vinyl
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 10,000 sqft
  • Features: In County,Landscaped
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$122$1,464
Property Taxes $305$3,660
Electricity $197$2,366
Total$1,811$21,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,091/yr
40% on housing$54,330/yr
45% on housing$48,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 34608$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34608$183
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$234,900
2026-05-05Pending sale$234,900
2026-04-22Listed for sale$234,900
2026-03-31Pending sale$234,900
2026-03-06Listed for sale$234,900
2026-01-03Pending sale$234,900
2025-12-12Listed for sale$234,900
2025-12-12Pending sale$234,900
2025-10-07Listed for sale$234,900
2020-03-23Sold$154,900
2020-03-12Listed for sale$139,900

For Sale by Agent

AgentMichelle Morgan-Harsin
BrokerageSIRROM REALTY LLC

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