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16038 Innerarity Point Rd #101, Pensacola, FL, 32507

2beds
3baths
1,219sqft
$385,000
$316price/sqft
$3,253/moest. monthly cost
$130,120/yrincome needed

About This Home

Welcome to your dream waterfront townhome at 16038 Innerarity Point Road in beautiful Perdido Key, Florida! This fully furnished townhome offers stunning views of the river, providing a serene and picturesque setting. Featuring two bedrooms and two and a half bathrooms, this townhome is perfect for both relaxation and entertainment. As part of a short-term rental program, it’s an excellent investment opportunity. Enjoy the convenience of a ( DEEDED BOAT SLIP), power, and water at the on-site marina, along with access to jet ski and kayak facilities, as well as a fitness area in the clubhouse. Don’t miss out on this incredible opportunity to own a piece of paradise!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
3/10
Escambia High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Cottage
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,219
  • Total interior livable area: 1,219 sqft

Master Bedroom

  • Level: First
  • Area: 288

Property

Details

  • Parcel number: 153s321900101007
  • Attached to another structure: Yes
  • Zoning description: Res Multi
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Boat Slip
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River, Water
  • On waterfront: Yes
  • Waterfront features: Bay,River Front,Waterfront,Boat Lift,Deed Access

Parking

  • Total spaces: 2
  • Parking features: 2 Car Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$908$10,896
Property Taxes $202$2,424
Electricity $197$2,366
Total$3,253$39,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,531/yr
40% on housing$97,590/yr
45% on housing$86,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$272
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$400,000
2026-01-16Listed for sale$415,000
2026-01-09Listing removed$445,000
2025-12-03Listed for sale$445,000
2025-07-18Listing removed$470,000
2025-05-28Price change$470,000
2025-04-22Listed for sale$499,900
2013-07-22Sold$88,500

For Sale by Agent

AgentAntoni Figueiredo
BrokerageRe/Max On The Coast

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