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4480 Bromley Ave, Spring Hill, FL, 34609

2beds
2baths
902sqft
$214,900
$238price/sqft
$1,522/moest. monthly cost
$60,880/yrincome needed

About This Home

Some pictures virtually staged. Convenient Spring Hill Location Close to Shopping, Restaurants, and only Minutes Away from the Suncoast Parkway for Easy Commute to Tampa! Block Construction, NEW ROOF IN 2026, Pretty Warm Neutral Tones, Tile Flooring, Updated Remaining Stainless Kitchen Appliances, Freshly Painted Kitchen Cabinet Doors, New Kitchen Sink & Faucet, Updated Bathroom Vanities and Toilets, Updated Water Heater, Large Back Yard, NOT a Flood Zone (X), VERY CLEAN / Neat and Ready for a New Owner!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
6/10
3/10
Central High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator
  • Laundry features: In Unit

Bedroom2

  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 56
  • Dimensions: 7x8

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 902
  • Total interior livable area: 902 sqft

Kitchen

  • Area: 49
  • Dimensions: 7x7

Living Room

  • Area: 260
  • Dimensions: 13x20

Master Bedroom

  • Area: 120
  • Dimensions: 12x10

Property

Details

  • Parcel number: R32 323 17 5181 1816 0160
  • Zoning: PDP
  • Zoning description: PUD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,712 sqft
  • Features: Cleared,Few Trees

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$112$1,344
Property Taxes $127$1,524
Electricity $197$2,366
Total$1,522$18,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,182/yr
40% on housing$45,660/yr
45% on housing$40,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$214,900
2026-07-15Listed for sale$224,900
1992-03-01Sold$30,000

For Sale by Agent

AgentShayne Howland
BrokerageHorizon Palm Realty Group

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