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12526 Elgin Blvd, Spring Hill, FL, 34609

2beds
2baths
1,315sqft
$260,000
$198price/sqft
$2,075/moest. monthly cost
$83,000/yrincome needed

About This Home

Step into this beautiful, like-new home that is truly move-in ready and waiting for you. This charming 2-bedroom, 2-bathroom home with a 1-car garage offers a bright and open living and dining area—perfect for entertaining or relaxing in comfort. Need more space? You’ll love the separate family room, which can easily be converted into a 3rd bedroom, home office, or flexible space to suit your lifestyle. Enjoy your morning coffee or unwind in the evening on the screened-in porch, creating a seamless indoor-outdoor living experience and providing extra room for family and guests. Ideally situated within a steadily growing and expanding community, this home offers the best of both convenience and comfort. You’ll find highly regarded schools nearby, along with easy access to the interstate for commuting. Shopping plazas, dining options, and everyday essentials are just minutes away—giving you everything you need without the feel of a crowded, busy environment. This is more than just a house—it’s a place where you can settle in, feel at home, and start making memories right away.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
6/10
3/10
Central High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Features

  • None
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,883
  • Total interior livable area: 1,315 sqft

Kitchen

  • Level: First
  • Area: 64
  • Dimensions: 8x8

Living Room

  • Level: First
  • Area: 182
  • Dimensions: 14x13

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 204
  • Dimensions: 12x17

Property

Details

  • Parcel number: R3232317518218440060
  • Zoning: RESI
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other
  • Fencing: Vinyl

Lot

  • Lot size: 7,500 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$135$1,620
Property Taxes $429$5,148
Electricity $197$2,366
Total$2,075$24,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,142/yr
40% on housing$62,250/yr
45% on housing$55,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$260,000
2023-09-06Sold$249,000
2023-07-17Pending sale$249,000
2023-07-14Price change$249,000
2023-07-11Price change$258,000
2023-07-03Listed for sale$268,500
2023-05-22Sold$176,000
2023-05-02Pending sale$175,000
2023-04-28Listed for sale$175,000
2023-04-01Pending sale$175,000
2023-03-27Listed for sale$175,000
2023-03-21Pending sale$175,000
2023-03-17Sold$120,000
2023-03-17Listed for sale$175,000

For Sale by Agent

AgentErnest Chestine
BrokerageIMPACT REALTY TAMPA BAY

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