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201 Cherokee Dr, Shelbyville, KY, 40065

3beds
2baths
2,043sqft
$639,900
$313price/sqft
$4,377/moest. monthly cost
$175,080/yrincome needed

About This Home

Be the first to call this amazing new construction "home". Located in one of Shelbyville's most sought-after locations — directly across from the Country Club and golf course. This split-bedroom ranch delivers an open, airy layout with high-end finishes throughout, all on a beautiful lot in Town and Country. Generous 2,000 sq ft of main-level living plus a full unfinished basement with bath rough-in, ready for your vision. Schedule your private showing today

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Cub Run Elementary SchoolGrades PK-85.2 mi
7/10
Hart County High SchoolGrades 9-1215.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,043

Full Bathroom

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,043
  • Total interior livable area: 2,043 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 040A10298

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Features: Sidewalk
  • Lot size dimensions: 73 FF

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$312$3,744
Property Taxes $669$8,028
Electricity $161$1,936
Total$4,377$52,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,068/yr
40% on housing$131,310/yr
45% on housing$116,720/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 40065$175
Shelby County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 40065$168
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$639,900
2026-01-27Listing removed$84,000
2026-01-16Listed for sale$84,000
2025-05-27Sold$74,000
2025-05-05Pending sale$78,000
2025-03-14Listed for sale$78,000

For Sale by Agent

AgentTom Waggener
BrokerageCaperton Realty

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