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5137 MONTFORD CIRCLE, Spring Hill, FL, 34606

3beds
2baths
2,141sqft
$379,257
$177price/sqft
$2,951/moest. monthly cost
$118,040/yrincome needed

About This Home

Beautifully updated 3-bedroom, 2-bath pool home offering 2,141 sq. ft. of comfortable living! This move-in-ready home features an open floor plan with solid wood cabinetry, a spacious quartz island, updated plumbing, luxury vinyl flooring, fresh interior and exterior paint, and an electric fireplace. Step outside to your screened pool and spa with a covered lanai perfect for relaxing or entertaining. Major updates include a 2021 HVAC, 2025 water heater, roof 5 years old, and a transferable home warranty through July 2027. Conveniently located near shopping, dining, medical facilities. Come see everything this beautiful home has to offer!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Fox Chapel Middle SchoolGrades 6-80.5 mi
3/10
Weeki Wachee High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Vinyl
  • Fireplace features: Electric,Non Wood Burning,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,112
  • Total interior livable area: 2,141 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: R32 323 17 5220 1496 0210
  • Zoning: PDP (SF)
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Lighting,Screen Enclosure
  • Exterior features: Lighting
  • Has spa: Yes

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,917$23,004
Home Insurance *$220$2,640
Property Taxes $599$7,188
Electricity $215$2,585
Total$2,951$35,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,177/yr
40% on housing$88,530/yr
45% on housing$78,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 34606$147
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34606$185
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$379,257
2026-07-29Listing removed--
2026-06-29Price change$379,257
2026-06-24Listed for sale$400,000
2008-11-05Sold$165,000
2008-06-11Price change$189,000
2008-05-24Price change$199,000
2008-04-26Listed for sale$225,000
2003-04-01Sold$112,000

For Sale by Agent

AgentEneida Vicario
BrokeragePEOPLE'S TRUST REALTY

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