465 SE PALMETTO Avenue, Keystone Heights, FL, 32656
About This Home
Adorable and updated CB home located on a corner lot in the historic district of downtown Keystone Heights. Comfortable kitchen, dining and living rooms. Bedrooms are generously sized @ 15x13 & 15x11. Laundry room located off kitchen & carport. Conveniently located for easy walks to the library, tennis courts & Lake Geneva. Updates include roof (added insulation), windows, bathroom, electrical, plumbing, water heater, porcelain bidet, cast iron tub, copper sink, whole house attic fan & blinds on porch. Fenced side yard houses a detached shed and room for a garden & extra parking. Owner began permaculture medicinal, fruit & vegetable garden areas that include mulberries, eucalyptus, Meyer lemon, fig trees, concord grapes, turmeric, cardamon, herbs, ginger shampoo plant, jasmine & other succulents & flowering plants. Screened porch is great for morning coffee and evening sunsets! Great AirBnB potential located near downtown and offers a short walk to shopping, parade route & fireworks!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1959
Materials
- Roof: Metal
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Primary Bathroom - Tub with Shower
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Attic Fan,Central Air
Interior Area
- Total structure area: 1,656
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 20082302206900000
- Zoning description: Residential
Features
- Stories: 1
- Patio & porch: Front Porch,Screened
- Exterior features: Outdoor Shower
Lot
- Lot size: 6,969 sqft
- Features: Corner Lot
- Lot size dimensions: 50 x 140
Parking
- Total spaces: 1
- Parking features: Attached Carport,Off Street
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,501 | $18,012 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $190 | $2,280 |
| Electricity | $197 | $2,366 |
| Total | $2,075 | $24,900 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Price change | $297,000 |
| 2026-05-12 | Price change | $299,900 |
| 2023-03-14 | Pending sale | $189,900 |
| 2023-03-02 | Listed for sale | $189,900 |
| 2023-02-23 | Pending sale | $189,900 |
| 2023-02-22 | Price change | $189,900 |
| 2023-02-16 | Listed for sale | $199,000 |
| 2021-01-20 | Sold | $134,000 |
| 2020-11-10 | Pending sale | $132,000 |
| 2019-08-30 | Sold | $106,000 |
View on Zillow