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5557 Front St, Newaygo, MI, 49337

4beds
2baths
1,964sqft
$399,900
$204price/sqft
$2,780/moest. monthly cost
$111,200/yrincome needed

About This Home

Stunning Waterfront Retreat on Croton Pond! Dreaming of waterfront living? This fully remodeled 4-bedroom, 2-bathroom home on Croton Pond offers breathtaking views, modern upgrades, and the perfect blend of comfort and style. From the inside out, this home has been completely transformed with high-end finishes, including new well, septic system, roof, furnace & a/c, windows, and siding, drywall, wiring, plumbing, ensuring move-in-ready convenience. Maple hardwood flooring, kitchen appliances included. Enjoy the waterfront lifestyle! Boating, fishing, and relaxation await you right outside your door. Don't miss this rare opportunity to own a beautifully updated home on one of the most sought-after waterfronts in the area!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Newaygo Middle SchoolGrades 5-87.5 mi
6/10
Newaygo High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup

Basement

  • Basement: Full

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Basement

Features

  • Window features: Replacement,Insulated Windows
  • Flooring: Wood
  • Finished area below ground: 528

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,964 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 2004375026
  • Zoning description: residential

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake,River
  • Waterbody name: Croton Pond

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 55 x 163 x 61 x 127

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Newaygo County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$218$2,616
Property Taxes $326$3,912
Electricity $214$2,570
Total$2,780$33,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,314/yr
40% on housing$83,400/yr
45% on housing$74,133/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 49337$136
Newaygo County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 49337
Newaygo County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Listed for sale$419,900
2026-01-06Listing removed$429,900
2025-10-03Price change$429,900
2025-09-11Price change$439,900
2025-09-10Price change$455,000
2025-06-15Price change$460,000
2025-06-03Price change$499,900
2025-05-03Price change$535,000
2025-03-15Listed for sale$649,900

For Sale by Agent

AgentLisa Lightfoot
BrokerageColdwell Banker Schmidt Fremont

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