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195 Spring Lake Hwy, Brooksville, FL, 34602

2beds
3baths
2,955sqft
$1,300,000
$440price/sqft
$9,053/moest. monthly cost
$362,120/yrincome needed

About This Home

Your Private Estate Awaits with this One-of-a-Kind 5-Acre Pool Estate & Ultimate Workshop Compound! Experience the pinnacle of private country luxury in Brooksville! Set on 5 manicured, tree-lined acres in the rolling hills of Brooksville, this unique property perfectly balances rural tranquility with massive functional utility. It is completely free from the restrictions of a homeowners association. This custom-built 2-Bedroom, 3 Bathroom estate spans 7,275 total structural sqft. The main residence shines with a metal roof, plantation shutters, Australian cypress wood flooring, & under-cabinet lighting. Cozy up by the living room's stone fireplace that features 22ft ceilings or head upstairs to the massive game room (easily convertible into 2 extra bedrooms), a full bar, & private balcony. Climate comfort is guaranteed via a whole-house fan & a whole-house generator that automatically powers on in the event of a power outage and is powered by a 500g propane tank. Outside, an expansive screened lanai hosts a solar heated game pool, spa. The ultimate 72x40 detached garage/ workshop/ man cave comes equipped with its own generator so if the power shuts down the manual override generator takes over. Perched above the workshop is a fully furnished studio apartment, completely ready for guests or multigenerational living. The outbuilding features a pull-through RV garage with full hookups. As an incredible turnkey perk, the property includes a commercial Gravely 660 Pro Turn lawn mower, 4-story scaffolding, a Kawasaki Mule & a Club Car with utility bed. The Main Residence Southern Charm Exterior: A massive, welcoming front porch built with authentic wood flooring features a classic porch swing. Grand Living Spaces: Rich Australian Cyrpress hardwood floors flow seamlessly throughout the interior. The living area centers around a towering stone fireplace and is completely wired with integrated surround-sound speakers. Second-Story Game Room: The upstairs level is a dedicated game zone.. Private Upper Deck: French doors from the game room open out to an elevated balcony overlooking your expansive acreage. Resort-Style Backyard & Lanai Screen-Enclosed Oasis: A sprawling, fully screened lanai houses a sparkling, solar heated inground pool and integrated spa.. Outdoor Entertaining: A massive adjoining wood deck provides the ultimate footprint for large-scale outdoor dining, barbecues, and gatherings. Outbuildings, Storage, & Utilities The Ultimate Mega-Garage/Workshop/Mancave: A massive 72x40 covered outbuilding serves as an ideal home base for mechanical work, heavy equipment, or a extensive vehicle collection. Full RV/Boat Accommodations: The Outbuilding features dedicated RV or boat storage bays equipped with full 50 AMP hookups. Ample Storage Capacity: Abundant, built-in storage configurations stretch across both the lower and upper loft areas of the outbuilding. Power Security: A high-capacity backup generator ensures the property remains fully operational during inclement weather. Pet Facilities: The grounds feature 6 built-in dog kennels, making the property perfectly prepared for animal lovers or breeding operations. Location Perks High & Dry Topography: Situated in Hernando County's scenic Spring Lake area, known for gentle breezes and elevations safe from typical coastal flooding. Convenient Commuting: Enjoy a peaceful rural lifestyle while remaining just minutes from I-75 and State Road 50 for fast commutes south to Tampa or east

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
2/10
Hernando High SchoolGrades PK,6-129.9 mi
5/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Unit,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Central Vacuum,Eat-in Kitchen,Open Floorplan,Master Downstairs,Split Bedrooms,Walk-In Closet(s),Other
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,955
  • Total interior livable area: 2,955 sqft

Property

Details

  • Parcel number: R33 423 20 0000 0190 0000
  • Attached to another structure: Yes
  • Zoning: AG
  • Zoning description: Agricultural
  • Special condition: Standard
  • Horse amenities: Barn

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Screen Enclosure,Solar Heat
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Screened,Side Porch
  • Exterior features: Balcony,Other
  • Has spa: Yes
  • Spa features: Heated,In Ground,Private
  • Fencing: Fenced
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 5 Acres
  • Features: Agricultural,Few Trees,Other
  • Lot size dimensions: 650 x 333

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Circular Driveway,Covered,Detached,Garage,Garage Door Opener,Guest,Off Street,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$681$8,172
Property Taxes $1,502$18,024
Electricity $297$3,568
Total$9,053$108,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$310,388/yr
40% on housing$271,590/yr
45% on housing$241,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 34602$172
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34602$175
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$1,300,000
2008-05-23Listing removed$895,000
2008-03-12Listed for sale$895,000
1998-12-28Sold$48,000

For Sale by Agent

AgentJack E McLaughlin
BrokerageDennis Realty & Investment Corp

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