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12131 Gateway Dr Lot 17, Elberta, AL, 36530

1beds
1baths
488sqft
$199,000
$408price/sqft
$1,403/moest. monthly cost
$56,120/yrincome needed

About This Home

Charming “Casita-Style” Coach Home at the right price! A Perfect RV Retreat at Lake Osprey RV Resort Country Club. Looking for the ideal vacation escape or an extension of your RV lifestyle? Located in coastal Alabama, this super-cute, one-bedroom coach home with a screened in porch is the perfect blend of comfort and convenience! You'll love the spacious, extra-long RV pad with full hookups to accommodate Class A, Class C, and 5th wheels. This house offers outdoor living at its best with a cozy seating area, a gas fire pit plus a separate outdoor kitchen, perfect for entertaining friends and family! Located in the popular Lake Osprey community, the amenities include a clubhouse, pool, and hot tub, fitness center & putting green, pickleball courts, tiki bar, laundry facilities and more! In addition, you are minutes away from the white gulf beaches, restaurants, shopping, and entertainment. With low maintenance living, the HOA fee of $320/month covers water, sewer, trash pickup, internet, cable TV, and lawn care. Plus, the RV pad and outdoor areas can be rented as income potential! This quaint and cozy vacation home away from home at this price is rare to find in a luxury RV community! Don’t miss out—schedule your tour today! Buyer to verify all information during due diligence.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Elberta Elementary SchoolGrades PK-62.4 mi
6/10
Elberta Middle SchoolGrades 7-83.4 mi
9/10
Elberta Middle SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: RV Coach House
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Convection Oven,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Lvg/Dng/Ktchn Combo

Features

  • Ceiling Fan(s)
  • Flooring: Engineered Vinyl Plank

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 488
  • Total interior livable area: 488 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 5307260000015.022

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,Association
  • Patio & porch: Patio
  • Exterior features: RV Hookup,Irrigation Sprinkler,Outdoor Kitchen
  • Spa features: Community
  • Has view: Yes
  • View description: Indirect Lake-Across Rd
  • Has water view: Yes
  • Water view: Indirect Lake-Across Rd
  • Waterfront features: No Waterfront

Lot

  • Lot size: 3,772 sqft
  • Features: Less than 1 acre,Zero Lot Line,Subdivided

Parking

  • Parking features: Golf Cart Garage,RV Access/Parking,Side Entrance

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Drought
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$109$1,308
Property Taxes $48$576
Electricity $240$2,881
Total$1,403$16,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,102/yr
40% on housing$42,090/yr
45% on housing$37,413/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 36530$162
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36530$208
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-20Price change$199,000
2025-09-30Price change$208,999
2025-03-16Listed for sale$219,000

For Sale by Agent

AgentDeanna Auner
BrokerageAuner And Associates Realty LL

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