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17620 Front Beach Rd Unit Bb6, Panama City Beach, FL, 32413

2beds
3baths
1,120sqft
$260,000
$232price/sqft
$1,942/moest. monthly cost
$77,680/yrincome needed

About This Home

Coastal living awaits in this fully furnished 2-bedroom, 2.5-bath condo just a short walk from the sugar-white sands of Panama City Beach. Light and airy, this turnkey residence features brand new kitchen appliances, an open living and dining area, and a thoughtful layout ideal for everyday living or entertaining. The spacious primary suite offers a private balcony—perfect for morning coffee or coastal breezes. Located in Portside, enjoy resort-style pools, tennis courts, a fitness center, and the flexibility to vacation, invest, or live year-round by the beach with coastal charm throughout. Room sizes are approximate and subject to error.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
7/10
Surfside Middle SchoolGrades 6-83.8 mi
4/10
J.R. Arnold High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1984

Materials

  • Construction materials: Stucco,Vinyl Siding,Trim Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Features

  • Breakfast Bar
  • Window features: Window Treatments
  • Flooring: Tile

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 10 x 9

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 13 x 15

Master Bedroom

  • Level: Second
  • Area: 210
  • Dimensions: 14 x 15

Property

Details

  • Parcel number: 38461712000

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Balcony

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$304$3,648
Property Taxes $127$1,524
Electricity $197$2,366
Total$1,942$23,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,582/yr
40% on housing$58,260/yr
45% on housing$51,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$288
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$260,000
2026-02-06Listed for sale$268,000
2025-04-02Listing removed$2,200
2025-03-16Listed for rent$2,200

For Sale by Agent

AgentKaren D Straub
BrokerageDale Sorensen Real Estate Inc

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