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860 S 13Th St, Newark, NJ, 07108

6beds
4baths
3,912sqft
$489,000
$125price/sqft
$4,033/moest. monthly cost
$161,320/yrincome needed

About This Home

Exceptional opportunity to customize a nearly 4,000 sq. ft. Colonial with tremendous potential. Ideal for investors, contractors, or buyers looking to create their dream home, this spacious residence offers 6 bedrooms, 4 full bathrooms, a full basement, and a detached 2-car garage.Inside, you?ll find generously sized rooms, soaring ceilings, and a functional floor plan with an open, flowing layout. Major improvements have already been completed, including a new roof, new windows, updated framing where applicable, new plumbing, and new electrical systems, providing a solid foundation for the next owner to complete the home to their vision and style.With its impressive size, detached 2-car garage, and extensive updates already in place, this is a rare opportunity to add your finishing touches and unlock the property?s full potential.

Getting Around

73
WalkingVery Walkable
61
TransitGood Transit
48
BikeSomewhat Bikeable

Schools

1/10
Central High SchoolGrades 9-121.0 mi
1/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1920

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Features: Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • High Ceilings,Bedroom,Office
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Non-Functional
  • Fireplace: Yes

Heating & Cooling

  • Heating features: See Remarks,Natural Gas
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 3,912
  • Total interior livable area: 3,912 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 1614030080000000180000
  • Exclusions: None

Features

  • Exterior features: Sidewalk
  • Fencing: Privacy

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$275$3,300
Property Taxes $855$10,260
Electricity $431$5,174
Total$4,033$48,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,274/yr
40% on housing$120,990/yr
45% on housing$107,546/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 07108$253
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07108$264
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$489,000
2025-03-26Listing removed$450,000
2025-03-17Listed for sale$450,000

For Sale by Agent

AgentMelissa Gonzales
BrokerageSignature Realty Nj

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