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2998 Straws Mill Rd, Gatesville, TX, 76528

1beds
2baths
1,182sqft
$799,000
$676price/sqft
$5,703/moest. monthly cost
$228,120/yrincome needed

About This Home

A rare Central Texas property combining natural beauty, utility, and endless potential. This 96± acre tract features approximately 1,300 feet of county road frontage and a striking mix of rolling hills, mature hardwoods, and open pasture-ideal for ranching, recreation, or your dream homesite. Three large stock tanks provide fishing, duck hunting, and reliable water for livestock and wildlife, with two historically maintaining water year-round. Fully fenced with established ranch roads and trails, the land is easy to explore by ATV, horseback, or on foot. Water and electricity are already on-site, providing a strong foundation for residential, agricultural, or recreational development. Improvements include a one-bedroom, 1.5-bath cabin with utilities and a spacious powered shop for equipment, storage, or future expansion. Secluded yet accessible, the property is conveniently located near Gatesville, Waco, and Temple, Killeen, and just 30 minutes from McGregor Executive Airport—offering the perfect balance of privacy, access, and opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

--
Gatesville Primary SchoolGrades PK-K3.8 mi
6/10
6/10
Gatesville High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Features

  • Flooring: Carpet,Laminate
  • Fireplace features: None

Interior Area

  • Total interior livable area: 1,182 sqft

Property

Details

  • Parcel number: 105369

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Other
  • Fencing: Barbed Wire,Cross Fenced
  • Topography of land: Rolling
  • Residential vegetation: Brush,Grassed,Partially Wooded

Lot

  • Lot size: 95.91 Acres
  • Features: Acreage,Pasture,Many Trees,Rolling Slope

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$760$9,120
Property Taxes $665$7,980
Electricity $238$2,859
Total$5,703$68,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,531/yr
40% on housing$171,090/yr
45% on housing$152,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$676This listing

vs Other Active Listings

Avg $/sqft

ZIP 76528$265
Coryell County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 76528$147
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$825,000
2026-01-13Price change$899,000
2025-03-17Listed for sale$925,000

For Sale by Agent

AgentKimberly Lynn
BrokerageKelly, Realtors

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