300 Old Toccoa Loop, Mineral Bluff, GA, 30559
About This Home
Hillside Cottage #2 at Old Toccoa Farm offers its owner and registered resort guests the ultimate overnight accommodations at Old Toccoa Farm. Cottage #2 is one of 15 cottages overlooking hole #7 and the Toccoa River valley. This charming 500SF cottage, complete with well-appointed interior design features and furnishing, includes a comfortable living room with couch, coach chair flat screen TV, and walls of windows, a full kitchen complete with quartz countertops, bar seating, refrigerator with wine rack, ice maker, oven, microwave, Nespresso Coffeemaker, Surround Sound in both the living room and bedroom, and a washer/dryer to freshen up clothes after a hike or a day on the links. The bedroom with a king-sized bed, two-night stands, flat-screen TV, and high-quality bedding, includes a full bathroom with a tile shower. The exterior offers a cedar shake roof, natural stone, concrete board & cedar batten siding, incredible hardscaping/landscaping, a stone patio with Adirondack chairs, and a fire pit. Dedicated vehicular parking sits adjacent to the cottage and is immediately near the Toccoa River, kayak rack, and walking trail. The community Tavern is a short walk away as is the Golf Shop, Driving Range, and Award-Winning Golf Course. All of this sits in the thoughtfully designed master-planned community of Old Toccoa Farm which offers residents and visiting guests a 24-hour manned Gate House entry, during working hours a manned Gate House construction entry (manifesting all contractors), and roaming security. Old Toccoa Farm is a 420+ acre property with 3+ miles of walking trails, and 4365 feet of Toccoa River frontage, and provides property owners with city of Blue Ridge water, fire flow protection, ETC Fiber Optics, stable power provided by Tri-State EMC power (400 yards to power substation), and private sewer (no septic/drain fields). This is an outstanding opportunity for personal use and short-term rental revenue.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Roof: Shake
- Construction materials: Frame,Timber/Pole Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Range,Oven,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Slab,None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Sheetrock
- Window features: Insulated Windows,Wood Frames
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Ventless
- Fireplace: Yes
Heating & Cooling
- Heating features: Mini-Split
- Cooling features: Mini-Split
Interior Area
- Total structure area: 530
- Total interior livable area: 530 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 005101295
- Special condition: Existing Rental History
Features
- Levels: One
- Stories: 1
- Exterior features: Fire Pit
- Has view: Yes
- View description: River,Creek/Stream,Golf Course
- Has water view: Yes
- Water view: River,Creek/Stream
- Waterfront features: River Front
- Waterbody name: Toccoa River
- Frontage type: River,Golf Course
- Topography of land: Level
Lot
- Lot size: 7,405 sqft
Parking
- Parking features: On Street,Asphalt
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $305 | $3,660 |
| Electricity | $219 | $2,637 |
| Total | $2,798 | $33,576 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-10 | Listed for sale | $420,000 |
| 2026-02-01 | Listing removed | $420,000 |
| 2025-08-22 | Price change | $420,000 |
| 2025-06-10 | Listed for sale | $445,000 |
| 2025-06-02 | Listing removed | $445,000 |
| 2025-03-18 | Listed for sale | $445,000 |
| 2024-01-02 | Sold | $400,000 |
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