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5183 Finch Road, Sims, NC, 27880

5beds
4baths
3,351sqft
$543,000
$162price/sqft
$3,645/moest. monthly cost
$145,800/yrincome needed

About This Home

This 3000 plus square feet beautiful home is located in a great location! This open space styled home is also situated on almost an acre lot. There are so many amenities to describe this beautiful home including 5 bedrooms and four full baths. A very spacious Master Bedroom with a nice sized walk-in closet. Granite tops in all the bathrooms and the kitchen. Formal Dining Room and eat-in kitchen. Trey ceiling, built-in bookcases and so much more. Don't let this one get away!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Bailey ElementaryGrades PK-51.5 mi
8/10
Southern Nash MiddleGrades 6-87.7 mi
4/10
Southern Nash HighGrades 9-125.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Bookcases,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,351
  • Total interior livable area: 3,351 sqft

Master Bedroom

  • Level: Primary Living Area

Property

Details

  • Parcel number: 276300741273
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Storm Doors
  • Fencing: None
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.92 Acres
  • Lot size dimensions: 189 x 252 x 136 x 246

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Tornado
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Nash County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,745$32,940
Home Insurance *$290$3,480
Property Taxes $298$3,576
Electricity $312$3,745
Total$3,645$43,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,971/yr
40% on housing$109,350/yr
45% on housing$97,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 27880$149
Nash County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 27880$172
Nash County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$563,000
2026-01-07Listed for sale$570,000
2025-12-31Listing removed$570,000
2025-11-04Price change$570,000
2025-09-17Price change$590,000
2025-08-12Price change$615,445
2025-06-05Price change$633,445
2025-04-14Listed for sale$653,445

For Sale by Agent

AgentLafan Forbes
BrokerageThe Forbes Real Estate Group

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